ICICI Bank Wants Rs 5 Lakh to Open a Savings Account - Savings Account Become a Luxury

[ak_gupta98911]

I have recently opened a Wealth account with the bank just 2 days ago, with a 2L Initial funding commitment, once my account was up & running at zero balance, i just transfered 2L. Was pretty seamless the entire process, no negotiation etc. I had casually mentioned on the first call when asked abt initial funding that i can load 2L immediately RM said ok. My experience has been pretty straightforward. She just said balance cant go below 15k.

But icici Lakhisarai branch ye sab nahi kar raha h na minimum monthly 1L and initial funding 5L mang raha h na.
Maine bola 15k minimum monthly balance and initial 50k denga but o nahi open kiya.
Aur 6 months ka bank statement bhi mang raha h aur ITR minimum 6L ka icici branch bala.

 

[cardio_guycardio_guy is verified member.]

Good to know that my experience with ICICI have been not different from the vast majority here.

 

[iamdhamo]

Move to hdfc, idfc etc. Way better than icici in every aspect.

I already have acc in idfc HDFC and in psu I have in SBI. Just wanted to highlight the indirect cost with psus

 

[✪ D&C Cards Connoisseur 💳]

As someone mentioned earlier in one of the threads, I too feel like sending all economically low persons near me to ICICI for opening BSBD. And what I personally feel like, everyone should raise complaint direct with PNO over email (no Customer Care mail needed) and based on that response should lodge complaint with RBIO after 30 days selecting the option as bank denied to open BSBDA. So, as fellow TFCians, we have to take the responsibility of making others familiar with the RBIO process.

 

[sanarora]

itr for opening bank account..?? that makes no sense..! its a case of a Hostile RM. just visit another branch / & another RM i guess

But icici Lakhisarai branch ye sab nahi kar raha h na minimum monthly 1L and initial funding 5L mang raha h na.
Maine bola 15k minimum monthly balance and initial 50k denga but o nahi open kiya.
Aur 6 months ka bank statement bhi mang raha h aur ITR minimum 6L ka icici branch bala.