ICICI Campus Power account

[Navneeth09]

[Reason for opening is to get an icici card(platinum ltf and then Apay), so suggestions regarding getting that easily without proving income is heartily welcomed.]

I have no prior relation to ICICI Bank. I am planning to open an account there, preferably one with low MAB criteria. I searched and found out about this account, but requires a 'premier institute' student label. Being a student, but not of a premier institute I am confused.
Please share experiences or suggestions about this account and how to open.

 

[FinoGuy]

Great. You are lucky.. I have 6 months old account with good balance and transaction but got nothing...

Check netbanking once

 

[Akashn]

Check netbanking once

Checked. No pre approved offers

 

[FinoGuy]

Checked. No pre approved offers

Don't worry, you'll get it soon. Sometimes trying offline works, preapproved offer may show up in their tab

 

[Navneeth09]

Personal update:
Got approved for Apay icici card. The apply button appeared(was seen) yesterday(8 Feb) and I quickly applied. Encountered problem with vkyc yesterday, completed it today. Now the card has been approved.
Anyway, I will keep on updating regarding the bank account.
guys, thank you for the support..

 

[Aniket]

Directly apply for apay.. why do you want bank account?

What could be done? See I have received invitation to apply as per the screenshot attached, but I don't have any existing relationship with ICICI and also I am not 21, so what could be done, is there any tricks or hacks to apply by any means which will increase the possibility of approval?

 

[Aniket]

Personal update:
Got approved for Apay icici card. The apply button appeared(was seen) yesterday(8 Feb) and I quickly applied. Encountered problem with vkyc yesterday, completed it today. Now the card has been approved.
Anyway, I will keep on updating regarding the bank account.
guys, thank you for the support..

Like this way? (Screenshot attached)

Can you share the details like, Credit age, CIBIL score, Salaried or Student, you age under 21 or >=21, existing relationship with ICICI or not?

Also, any tips from your experience which should be known before applying for good possibility of approval?

So as to get idea only, if you don't wish to share it's okay, no problem even then.

 

[Navneeth09]

What could be done? See I have received invitation to apply as per the screenshot attached, but I don't have any existing relationship with ICICI and also I am not 21, so what could be done, is there any tricks or hacks to apply by any means which will increase the possibility of approval?

If you've recieved invitation then complete the process. I faced no issues, even I don't have a bank account prior to card application.(Credit age is below 2 years and DoB age above 23).
But the approval depends on the verbal information given during video kyc. My process required only aadhar based OTP verification and PAN verification during vkyc.

 

[varun__goel_]

Like this way? (Screenshot attached)

Can you share the details like, Credit age, CIBIL score, Salaried or Student, you age under 21 or >=21, existing relationship with ICICI or not?

Also, any tips from your experience which should be known before applying for good possibility of approval?

So as to get idea only, if you don't wish to share it's okay, no problem even then.

21 se phle bhul ja bhai👍👀

 

[Navneeth09]

21 se phle bhul ja bhai👍👀

Yes.. they might view it as risky. But Apay doesn't seem to have age criteria, depends on their perception.

 

[Aniket]

If you've recieved invitation then complete the process. I faced no issues, even I don't have a bank account prior to card application.(Credit age is below 2 years and DoB age above 23).
But the approval depends on the verbal information given during video kyc. My process required only aadhar based OTP verification and PAN verification during vkyc.

Thank you for sharing info.

But I am below 21 and a student.😐

 

[Aniket]

21 se phle bhul ja bhai👍👀

Account kholke bhi nahi hoga kya?😐

Tab toh wait hi karna parega aur kya hi kar saktein hain🙂

 

[varun__goel_]

Account kholke bhi nahi hoga kya?😐

Tab toh wait hi karna parega aur kya hi kar saktein hain🙂

Nope . .

 

[Aniket]

Account kholke bhi nahi hoga kya?😐

Tab toh wait hi karna parega aur kya hi kar saktein hain🙂

@varun__goel_ invitation deke lalcha raha hai bas Amz & ICICI 🤣

 

[varun__goel_]

@varun__goel_ invitation deke lalcha raha hai bas Amz & ICICI 🤣

Merpe bhi h 2 saal se😂

 

[Aniket]

Merpe bhi h 2 saal se😂

Matalab aap bhi ineligible ho 😂 lo chalo ab seh lenge kuch saal aapke hi tarah, motivation aagya 😂😁

 

[Vasuki]

Thank you for sharing info.

But I am below 21 and a student.😐

No never null ❌❌
They won't entertain till 21 for apay

 

[Aniket]

No never null ❌❌
They won't entertain till 21 for apay

Ok bro 😐

 

[MVC]

Which is better Campus Power with zero balance or One time Deposit of 5 lacs and then remove it and get wealth account

 

[Vasuki]

Which is better Campus Power with zero balance or One time Deposit of 5 lacs and then remove it and get wealth account

Campus power is for student.
Get wealth

 

[varun__goel_]

Which is better Campus Power with zero balance or One time Deposit of 5 lacs and then remove it and get wealth account

Wealth account will be downgrades in future if TRV not maintained

Better try for campus power. Or if you have icici cc >4L limit, go for privilige with 1L IF and 0 MAB