ICICI CARDS Rejected

[aviator0123]

Heyy ICICI credit cards are being REJECTED
Is this the same case with everyone?
PINCODE is serviceable

Just after clicking on OCCUPATION self employed (tried others too)
Application is not going further ahead
I am not able to fill remaining details

Directly I am getting this above REJECTED!

 

[sudoabhi]

Heyy ICICI credit cards are being REJECTED
Is this the same case with everyone?
PINCODE is serviceable

Just after clicking on OCCUPATION self employed (tried others too)
Application is not going further ahead
I am not able to fill remaining details

Directly I am getting this above REJECTED!

CIBIL enquiry ?

 

[CardCraftsman.]

Heyy ICICI credit cards are being REJECTED
Is this the same case with everyone?
PINCODE is serviceable

Just after clicking on OCCUPATION self employed (tried others too)
Application is not going further ahead
I am not able to fill remaining details

Directly I am getting this above REJECTED!

Most probably, your cibil doesn't have many accounts/isn't old enough. They can still issue card if you are salaried with low limit but not to self employed.

Common in most of the bank.

 

[SunnyM]

Most probably, your cibil doesn't have many accounts/isn't old enough. They can still issue card if you are salaried with low limit but not to self employed.

Common in most of the bank.

This is true but even in case of salaried ,it depends on the profile . A good cibil score and profile won't be rejected.

 

[pra300]

Self-employed are auto-rejected. Visit branch if you can show ITR.

 

[aviator0123]

CIBIL enquiry ?

Yes
Cibil enquiry is DONE

 

[aviator0123]

Self-employed are auto-rejected. Visit branch if you can show ITR.

Just tried for others salaried too
BUSINESS ENTITY
ITR

 

[aviator0123]

Most probably, your cibil doesn't have many accounts/isn't old enough. They can still issue card if you are salaried with low limit but not to self employed.

Common in most of the bank.

Cibil score is 790+
Credit history :- 12 years (asking for my DAD)
Already hold 5 credit cards with 5L limits with decent spends

 

[aviator0123]

This is true but even in case of salaried ,it depends on the profile . A good cibil score and profile won't be rejected.

But it is rejected
Just after the enquiry is reported
Score is 790+

 

[Anupama_Jha]

Most probably, your cibil doesn't have many accounts/isn't old enough. They can still issue card if you are salaried with low limit but not to self employed.

Common in most of the bank.

Don't agree. ICICI online portal is just a scam in itself. Too complicated.

Can't open online account, if tried then triggers Personal Loan enquiry

Credit card portal is shitty itself.

Tried for multiple peoples, and different scenarios everytime rejection only regardless of CIBIL, no of enquiries, profession, etc.

Even offline one also.

Only their Amaz Pay is better. Both in rewards and applying procedure.

 

[aviator0123]

Don't agree. ICICI online portal is just a scam in itself. Too complicated.

Can't open online account, if tried then triggers Personal Loan enquiry

Credit card portal is shitty itself.

Tried for multiple peoples, and different scenarios everytime rejection only regardless of CIBIL, no of enquiries, profession, etc.

Even offline one also.

Only their Amaz Pay is better. Both in rewards and applying procedure.

Felt the same

 

[SunnyM]

But it is rejected
Just after the enquiry is reported
Score is 790+

I can't say what went wrong but I can tell you that if you open a savings account with them and do transactions every month. You will get pre approved offer in no time.

 

[sudoabhi]

Cibil score is 790+
Credit history :- 12 years (asking for my DAD)
Already hold 5 credit cards with 5L limits with decent spends

Any existing relationship with ICICI currently? Or in the past?

 

[kgaurav00]

Heyy ICICI credit cards are being REJECTED
Is this the same case with everyone?
PINCODE is serviceable

Just after clicking on OCCUPATION self employed (tried others too)
Application is not going further ahead
I am not able to fill remaining details

Directly I am getting this above REJECTED!

its normal if you select Self-employed immediately rejected.

 

[unit vector]

My first unsecured card was icici Apay card, I had only one secured "one card" for a year to reach a score of 730 (lowered due to my childish behaviour of checking limits with Bajaj finance etc)
Occupation- self employed, no pre existing relationship with bank.
Card approved.

 

[aviator0123]

I can't say what went wrong but I can tell you that if you open a savings account with them and do transactions every month. You will get pre approved offer in no time.

Already have many bank accounts will try through their bank agent or customer care

 

[aviator0123]

My first unsecured card was icici Apay card, I had only one secured "one card" for a year to reach a score of 730 (lowered due to my childish behaviour of checking limits with Bajaj finance etc)
Occupation- self employed, no pre existing relationship with bank.
Card approved.

That’s nice
I think Apay can be approved for me to

 

[aviator0123]

its normal if you select Self-employed immediately rejected.

Why is this happening?
Only salaried can get ICICI card ?
I tried for business entity but did not work

 

[infinitememory]

It is a glitch in the system. Don't worry,Credit card team will call you after 24 hours and take application offline.

 

[me_sovon]

Don't agree. ICICI online portal is just a scam in itself. Too complicated.

Can't open online account, if tried then triggers Personal Loan enquiry

Credit card portal is shitty itself.

Tried for multiple peoples, and different scenarios everytime rejection only regardless of CIBIL, no of enquiries, profession, etc.

Even offline one also.

Only their Amaz Pay is better. Both in rewards and applying procedure.

Exactly same happened with me, in my cibil there is a personal loan enquiry, till now I was confused why there is a loan enquiry but after reading this I remembered that I had tried to open a savings account online, although the process was not completed and account was never opened but the enquiry was added.
I have raised a dispute, they said that may be I have clicked on any link or option that's why they will not remove the enquiry.

This was happened with me last year.