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ICICI CARDS Rejected

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aviator0123

aviator0123

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Heyy ICICI credit cards are being REJECTED
Is this the same case with everyone?
PINCODE is serviceable

Just after clicking on OCCUPATION self employed (tried others too)
Application is not going further ahead
I am not able to fill remaining details

Directly I am getting this above REJECTED!
 

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eswaranadasu said:
Why is this happening?
Only salaried can get ICICI card ?
I tried for business entity but did not work
Click to expand...
Me also tried many times in past but everytime rejected immediately. Later i applied for Apay and after approval getting core card eaisly.
I suggest you go with APay first after 180 days of current application then you get icici core card eaisly without any CIBI hit...
 
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me_sovon said:
Exactly same happened with me, in my cibil there is a personal loan enquiry, till now I was confused why there is a loan enquiry but after reading this I remembered that I had tried to open a savings account online, although the process was not completed and account was never opened but the enquiry was added.
I have raised a dispute, they said that may be I have clicked on any link or option that's why they will not remove the enquiry.

This was happened with me last year.
Click to expand...
Just raise dispute with customer care that you never applied for personal loan and its showing enquiry in CIBIL. if they not replied in your favour escalate with Customer head. They took time and also asked you for CIBIL report but they removed.
 
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me_sovon said:
Exactly same happened with me, in my cibil there is a personal loan enquiry, till now I was confused why there is a loan enquiry but after reading this I remembered that I had tried to open a savings account online, although the process was not completed and account was never opened but the enquiry was added.
I have raised a dispute, they said that may be I have clicked on any link or option that's why they will not remove the enquiry.

This was happened with me last year.
Click to expand...
It had happened with me too in the past, when I availed a pre-approved credit card offer. But, after a lot of follow-ups with the customer care and my RM the enquiry was removed.
 
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kgaurav00 said:
Just raise dispute with customer care that you never applied for personal loan and its showing enquiry in CIBIL. if they not replied in your favour escalate with Customer head. They took time and also asked you for CIBIL report but they removed.
Click to expand...

Already raised the dispute last year within a month but they denied, and told me that may be I have clicked on any loan giving link in the app that's why the enquiry happened and they will not remove that.

Customer head? How to reach out to the customer head?
 
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Mine also rejected when i applies as self employed. But after 2 days one person from ICICI bank called me and he told that he will help to complete the application if i have ITR.
 
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eswaranadasu said:
Heyy ICICI credit cards are being REJECTED
Is this the same case with everyone?
PINCODE is serviceable

Just after clicking on OCCUPATION self employed (tried others too)
Application is not going further ahead
I am not able to fill remaining details

Directly I am getting this above REJECTED!
Click to expand...
ICICI was rejecting my cc application always. Then oneday I applied for apay icic cc it got approved. After that I called ICICI customer care requested them to give platinum cc against apay card they processed through call and it got approved with same limit as apay cc.

I believe you can also do this way.
 
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me_sovon said:
Already raised the dispute last year within a month but they denied, and told me that may be I have clicked on any loan giving link in the app that's why the enquiry happened and they will not remove that.

Customer head? How to reach out to the customer head?
Click to expand...
mail them and fight you never applied for such loan. not forget to provide cibil copy(No need to share whole CIBIL report only provide first page where CIBIl Control number, some other details mentioned & last page where your enquiry showing). cardheadservicequality@icicibank.com
 
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Anupama_Jha said:
Don't agree. ICICI online portal is just a scam in itself. Too complicated.

Can't open online account, if tried then triggers Personal Loan enquiry

Credit card portal is shitty itself.

Tried for multiple peoples, and different scenarios everytime rejection only regardless of CIBIL, no of enquiries, profession, etc.

Even offline one also.

Only their Amaz Pay is better. Both in rewards and applying procedure.
Click to expand...
right,
They do cibil hit and reject the application if self-employed
I tried several times although having a good profile they reject application

few things u have to remember before applying for an icici cc as sel-employed
1. U should have an ICICI account so u can get pre approved offer
2. it's better if u have apay cc that increases the chances of getting their core cc
3. sometimes they reject even if u submit inc docs so having a high income might help.
 
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