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ICICI Coral LTF to Sapphiro LTF? upgrade LTF or not

Sapphiro LTF is pretty easy and straightforward
If your salary is above 2 lakhs net per month and company is listed with icici , then even without salary account in icici your card will get processed as LTF
My gross salary is 2.58L
Post tax 1.99L

I got coral LTF with 12L limit 2 weeks back, physical card yet to be received
Been using Apay card 8.5L limit since 1.6 yrs

How can I get Saphhiro LTF?

I am NTB to ICICI
 
My gross salary is 2.58L
Post tax 1.99L

I got coral LTF with 12L limit 2 weeks back, physical card yet to be received
Been using Apay card 8.5L limit since 1.6 yrs

How can I get Saphhiro LTF?

I am NTB to ICICI
my sis with 5-7L salary got ltf sapphiro 17.4L limit last week ... btw u already had apay card then how ntb to icici? xD
 
Ntv in sense that I don't have any account with them savings or salary or otherwise

Could you pls share how she got it?
if u already have a card its hard and not considered ntb according to them for cards..

she had a wealth acc and she doesnt hold many cc 2-3 only ... maybe due to family banking trv she got not sure ;_;
 
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