ICICI credit card closure doubt

[karuturi24]

Hi All,

I have ICICI platinum, coral rupay and rubyx rupay cards under same account. Platinum is my oldest credit card with history of 6 years.
Coral 1 year old and rupay is just 2 months old.
Second oldest card is ICICI Apay around 5 years old.
I am planning to close platinum and coral and will use only rubyx rupay.
If I close platinum and coral, what will be the oldest account wrt to CIBIL?
Does it consider rubyx as oldest account with 6 years history or
Apay card with 5 years history?

 

[SSV]

Hi All,

I have ICICI platinum, coral rupay and rubyx rupay cards under same account. Platinum is my oldest credit card with history of 6 years.
Coral 1 year old and rupay is just 2 months old.
Second oldest card is ICICI Apay around 5 years old.
I am planning to close platinum and coral and will use only rubyx rupay.
If I close platinum and coral, what will be the oldest account wrt to CIBIL?
Does it consider rubyx as oldest account with 6 years history or
Apay card with 5 years history?

Yes, it will consider rubyx as having 6 years history.
Don't worry about it.
You can safely close the Platinum and coral cards. It will not have any impact on your cibil score or history.
They are all clubbed under one account.
Just make sure your ruby is clubbed under coral in ICICI net banking and grouped together. .
thats all you need to do
Enjoy