• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

ICICI Emerald Metal LTF & DCB Metal LTF

Apply For Lifetime Free IDFC First Credit Card
violetevergarden

violetevergarden

TF Premier
VIP Lounge
After failed attempts to get my hands on Emarald metal LTF, I am planning to go for paid version only ( for my card collection) since annual fees will be mostly recovered via redeeming via vouchers. Any of you has any idea is it possible to get LTF? Also how many of you have got the Emarald Metal (paid or LTF both).

Why am I still optimistic about getting this card LTF despite bank officials saying on face that LTF is not possible? Because HDFC bank officials said LTF DCB Metal is also not possible. But after some effort I managed too get DCB metal LTF.
 
Apply For LTF AU LIT Credit Card
Solution
V
Will your co
Pravas said:
No such conditions other than having a wealth salary account for 12 years and good salary credit.
They are not agreeing on LTF so I have asked for 5L spending limit for fee waiver which is under approval process.
Click to expand...
Thanks for the reply! Can your contact get me the card even on paid basis? Pls ask them if you can share their contact in the DM.
Sort by date Sort by votes
CardGame said:
Like your guy in HDFC, there are still few in ICICI who does the job but they needs substantial NRV to make the call. Your guy was a gem. Will DM you
Click to expand...
I feel that ICICI doesnt value its customers. I hold around 20L in ICICI direct, but no branch is willing to give me even a mid range card like HPCL super saver card LTF
 
Upvote 0 Downvote
rohitsinha said:
I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.
Click to expand...
Dm me the contact of that bank employee.
 
Upvote 0 Downvote
I will try to speak to my corporate RM for emeralde metal LTF, let's see how it goes.

Does emeralde metal make sense FYF or paid if you already have infinia ?
 
Upvote 0 Downvote
Pravas said:
Emeralde or emeralde metal ?
Click to expand...
When I checked with them, it was for both. But maybe they will be a little relaxed with the Emeralde plastic requirement.
(Like, for Sapphiro LTF I think the salary should be more than 2L as per their rules, but I got it with a much lesser salary, the same will be the case for Emeralde.)
It also depends on your negotiation skills, relationship with the manager, how friendly they are, and all.
If you have a net salary credit of more than 2- 2.5 L, you can easily bargain and ask for an LTF Emeralde.

Some threatening like I will close the account etc might work, but again, it depends on the person on the other end.
 
Upvote 0 Downvote
rohitsinha said:
After failed attempts to get my hands on Emarald metal LTF, I am planning to go for paid version only ( for my card collection) since annual fees will be mostly recovered via redeeming via vouchers. Any of you has any idea is it possible to get LTF? Also how many of you have got the Emarald Metal (paid or LTF both).

Why am I still optimistic about getting this card LTF despite bank officials saying on face that LTF is not possible? Because HDFC bank officials said LTF DCB Metal is also not possible. But after some effort I managed too get DCB metal LTF.
Click to expand...
Please help with your experience to get both this as LTF. Im holding Sapphiro LTF, bank said no scope for Emerald as LTF. also holding Regalia Gold., and asking bank for DCB metal, but all options declined
 
Upvote 0 Downvote
If u really want the card and have an offer, get it. I upgraded from netbanking. Welcome points and taj stay easily covers the joining fee.

But no spa for metal. The normal emeralde has unlimited spa.
 
Upvote 0 Downvote
Pravas said:
Talked to my CRM, she connected with someone from credit card team and they are saying they can get approval for emeralde metal FYF, but I am pushing for LTF. Let's see how it goes.
Click to expand...
Why the compulsion for LTF? They're anyhow compensating with fee equivalent points annually.

Also, don't think they'll give LTF unless u have a crazy TRV or a private account with them.
 
Upvote 0 Downvote
saketreddy said:
Why the compulsion for LTF? They're anyhow compensating with fee equivalent points annually.

Also, don't think they'll give LTF unless u have a crazy TRV or a private account with them.
Click to expand...
What is the harm in trying for LTF. Already have infinia so not sure I will be missing out on much if don't get it LTF.

Any advantage on taking this FYF basic if I already have infina ? I think statement credit is one thing that may be an advantage.
 
Upvote 0 Downvote
rohitsinha said:
I just got a good bank agent. I already hold an Infinia metal. So DCB for me was not possible. So I tried to get one for my wife. Her salary was around 1.3L (less than required on official terms) and no other big investments. I barely maintained 3L balance for few days till i got the approval for her. Her only existing card was a useless SBI prime with 1L limit. So it was all the magic of this bank guy.
Click to expand...
Could you please give information of the bank agent if you don't mind?
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

K
DCB Is DCB Plastic to DCB Metal LTF?
Replies
6
Views
270
dexter_greycells
dexter_greycells
V
ICICI Emerald Metal Approved
2 3
Replies
51
Views
3K
Swastik
Swastik
CodeCrusher
DCB Metal LTF
Replies
11
Views
474
rohant
rohant
V
  • Question Question
Did anyone receive ICICI emeralde/metal LTF?
5 6 7
Replies
126
Views
11K
ujjwal2024
U
dilbwagsingh
  • Question Question
DCB LTF Diners Club Black Metal Credit Card
4 5 6
Replies
110
Views
11K
MrMonkey
M
Back
Top