ICICI has recently downgraded the Salary Criteria for Sapphiro LTF & Rubyx LTF

[Anindya98]

New Update: Yesterday I got to know from my RM

Rubyx - 75000 per month Salary
Sapphiro - 1.5L per month Salary

 

[cardio_guycardio_guy is verified member.]

Yes Salary accounts are easiest way to get good cards with any bank

Also if you have just one cobranded card from HDFC and no core card, getting a new core card would be quite difficult,
Although in your case your salary accounts should do the trick, they might ask you to close swiggy card first

Bump.
Any idea what is the salary requirement or eligibility for DCB? I believe it is higher variant than RG.
If I get DCB LTF vs RG LTF, which one to choose?

 

[Anindya98]

Bump.
Any idea what is the salary requirement or eligibility for DCB? I believe it is higher variant than RG.
If I get DCB LTF vs RG LTF, which one to choose?

DCB if you don't swipe offline much.

 

[Anindya98]

That's what I am saying... sapphiro LTF criteria is still 2l... For salary or savings account holders some leeway might be there but there's no change in criteria... It's still 1.3l for Rubyx LTF and 2l for sapphiro LTF

It was 1.5L but they gave me Sapphiro LTF at 1.35L for me.
And for Rubyx LTF he said 75K

 

[VikasBhindwar]

It was 1.5L but they gave me Sapphiro LTF at 1.35L for me.
And for Rubyx LTF he said 75K

Any Idea about Emeralde LTF without pre-approved offer?

 

[helloworld]

3L for LTF? My icici cc agent was telling me it was 5L

Post in thread 'ICICI has recently downgraded the Salary Criteria for Sapphiro LTF & Rubyx LTF'

Sep 6, 2024

As per some comments the salary criteria has been reduced

salary relaxation always there, just find right support that needs some patience.

btw, in banking industry everything can be relaxed as long as the person knows about it and we apply through them.

• helloworld

• 

: )

 

[helloworld]

Bump.
Any idea what is the salary requirement or eligibility for DCB? I believe it is higher variant than RG.
If I get DCB LTF vs RG LTF, which one to choose?

DCB metal LTF current situation might not be possible.

but if available then that is good and excellent if you spend 4L in a quarter, best returns.

regalia gold equally good with atleast 5L annually and redemption preferred for Travel related.

As said, dcb higher than rg and if you can get ltf go for it, with fee its difficult to get waiver spends.

For Regalia Gold: https://www.technofino.in/community/threads/axis-atlas-vs-hdfc-regalia-gold-vs-axis-horizon.26500/

 

[Swastik]

Bump.
Any idea what is the salary requirement or eligibility for DCB? I believe it is higher variant than RG.
If I get DCB LTF vs RG LTF, which one to choose?

2.5L/mo. For Salary

DCB LTF much better then Reg Gold LTF, albeit difficult to get

 

[sambitpatro]

Can i have this agents contact, Where's he located ?

It's in mumbai... 4l is for Emeralde plastic card not metal

 

[Swastik]

It's in mumbai... 4l is for Emeralde plastic card not metal

But LTF right ?

 

[sambitpatro]

But LTF right ?

Yeah she said so

 

[jar89]

Bump.
Any idea what is the salary requirement or eligibility for DCB? I believe it is higher variant than RG.
If I get DCB LTF vs RG LTF, which one to choose?

It was 1.75L two years back when I got it. Now its increased to 2L I believe.

 

[aniketkr.sharma]

It was 1.75L two years back when I got it. Now its increased to 2L I believe.

2.5 l for private employees and 1.75 l for govt. Employees

 

[sambitpatro]

2.5 l for private employees and 1.75 l for govt. Employees

For LTF DCB?

 

[tbharech]

So u had a salary of less than 2l and got the sapphiro upgrade. Did u have salary account with icici?

Yes, have a salary account with them which has been upgraded to a wealth one few months back.

 

[aniketkr.sharma]

For LTF DCB?

It's rare now to get ltf dcb on the same

 

[sambitpatro]

Yes, have a salary account with them which has been upgraded to a wealth one few months back.

Yeah that's what I have been saying... For salary and savings account holders they might reduce the criteria but for others it still the same... 2l for sapphiro LTF and 1.3l for Rubyx LTF

 

[sambitpatro]

It's rare now to get ltf dcb on the same

Then what's this criteria for?

 

[aniketkr.sharma]

Then what's this criteria for?

This is now the base eligibility criteria for getting dcb

 

[BCh]

Can anyone please provide email address of ICICI CC for sending request for upgradation.i had mailed to customer.care at icicibank dot com multiple times and received negative generic reply.

 

[Centurion_wala]

Hey @Anindya98 could you ask your RM what is the latest TRV requirement for Sapphiro LTF?(previously it was 50L and might’ve been decreased with the salary requirement)