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ICICI iMobile app account colour/variant changes
- Thread starter swastik2233
- Start date
yes banks wont convert on their own to high balance without customer permission so hopefully zero bal only (my privilege is 0 MAB but rare i think, my branch gave it on a special case)
souvikr
TF Premier
Actually they don't have good LTF card apart from amazonpay icici credit card. For amazonpay icici credit card you don't even need to open a savings account.
In icici? May i know which account variant you had? and the balance you maintained?
They give all cards as LTF even emerald but you need NRV accordingly and they have rejected my apay application two times lol.
souvikr
TF Premier
Ok. Move to a smaller/rural branch if possible. There you might get special attention if you maintain good funds. Urban/metro branches already got lot of wealthy customers.
Yes metro is already flooded with wealthy clients so no attention for an account with few lakhs balance alone
i thought these offers are provided by algorithms not humans.
ok thanks btw how much limit you got? and card variants?
Are you sure ?
I have 10L+ MAB in ICICI for last 2 years but they are not giving me any kind upgrades... have same Titanium Blue DC and MMT Plat CC since 4 years
If I contact RM, they say I don't have any pre-approved offers for DC/ LTF CC other than personal loans :\
Pl help if I can give them any kind of shock..... as even going to branch and taking Account closure form didn't help 😛
Thats ICICI algorithm, nothing predictable, some of my friends who dont have much balance got good cards with LTF; those who transact well they r not getting pre-approved offers
Those idiots are giving me only platinum cc... when talked with branch cc guy, he said my company is listed but doesn't allow ltf credit cards or higher variant dc
When I asked to make it possible via C2C basis (as my MMT Plat already has 6L limit), they said it won't work somehow as the process will try to link with my icici account again which might deny the offer 🙁
I think getting the MMT Plat CC is to be blamed... its going to expire next year anyways
Thats the very basic cc of them, free platinum which even non account holders will get.
I too stuck with coral LTF and every 3 months once i call cust care for a free upgrade they say the coral is top under LTF and paid upgrades are possible till saphiro.
Anyway i'm owning their amazpay card which is good for prime customers
Batmanbaba
TF Legend
Get any ltf core card and amazon card from icici....which u both have... That enough from them
Saif77
TF Select
So true. I had basic savings ac with ICICI. just maintained around spare 40k. Not a single transaction or spends from the ac still 2 months later they offered me Coral LTF.
Wow u nailed their system logic and got good yield 👍
TOUSIFAHMED
TF Buzz
I talked to ICICI manager. They told if you maintain amount like MAB 50000 and above for 6 months your Mobile app & net banking will show privilage but its not upgraded, you wont get any privilage facility. If you want to upgrade then go branch or do online upgrade. Its only showing, if you maintain 10-15 lakh relation it will change color to next high varient. Only Interface changes nothing else.
Fintellect
TF Buzz
Your account converted to Privilege savings banking. Just open internet banking and see upper left corner.
m8yharsha
TF Buzz
@Fintellect any benifits of privilege account compared to normal savings account?
I asked for debit card upgrade since I saw privilege in my net banking but they denied saying it's chargeable
I asked for debit card upgrade since I saw privilege in my net banking but they denied saying it's chargeable
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