ICICI IMobile app shows Wealth Management for 3 credit card!! Possibility for a 0 balance account?

[varunsridharan]

I have been utilizing Amazon Pay for the past 11 months, having a limit of 4.6 lakh. A few days ago, I made the decision to upgrade to a platinum card with a shared limit, and my request was approved within a day. Shortly after, I also requested a coral Rupay card, and it was approved within a few hours after my platinum card approval.

Upon receiving both cards, I noticed that the ICICI mobile app theme changed to black and displayed "Wealth Management." Does this imply that I am eligible for a wealth management account with a zero balance requirement?

 

[varunsridharan]

is this limited only to non icici savings account holders? I have a basic savings a/c with icici 10k and 3 credit cards- amz pay (ltf), Coral (ltf), and mine (ltf- plan based). how do I can upgrade to wealth management? willing to give up to 1 lakh.

They said if my relationship with icici bank is around 5L then i can get this account without any initial funding

 

[irohitpragya]

They said if my relationship with icici bank is around 5L then i can get this account without any initial funding

like right now I have only 1,10,000 limit on my credit card, if my card limit increased up to 4 or 5 lakh, am I become eligible to convert my existing basic account to a wealth management account?

 

[varunsridharan]

like right now I have only 1,10,000 limit on my credit card, if my card limit increased up to 4 or 5 lakh, am I become eligible to convert my existing basic account to a wealth management account?

I can't say for sure but it can trigger the automated system to make it eligible for you

Or you can also open a fd of 3.5 or 4L and
Or wait for LE

 

[Rkr]

Thanks for the information

Yesterday day bm called me evening and said i can start using this account but when i said the same they said it's already linked and done and u can use

But nothing worked imps , NEFT, UPI

Most probabbly every start working within 24-48 hrs approx...Thereafter will be a proud owner of WMB account🫡🫡🫡🫡

 

[bimanpaul]

like right now I have only 1,10,000 limit on my credit card, if my card limit increased up to 4 or 5 lakh, am I become eligible to convert my existing basic account to a wealth management account?

It appears that ICICI has launched campaign to onboard few more WM customers. I got it based on my relation history of 12Years. But NRV is ~3L. Credit card limit is 13L.

 

[SSV]

How to find if my account is wealth management? In net banking it shows in orange theme with mab requirment of 0

"Good things come to those who wait",
You have done your hard yards, please be little patient you will enjoy the fruits..
All the best

 

[varunsridharan]

"Good things come to those who wait",
You have done your hard yards, please be little patient you will enjoy the fruits..
All the best

Sure i will & thanks

But only issue is that i get confused bit easy and i am already facing multiple issues with Axis and hdfc at the same time. I just don't want 1 more in my hand

 

[varunsridharan]

It seems like the people from the exclusive branch messed up and just opened a normal savings account with 0 Balance & Gave instant wealth management welcome kit.

The funny part is that I lost 1000 INR in this process depositing it in my ICICI Account. And they will not admit that they did it by mistake.
Now what should I do ? Nothing works with the account (NEFT, IMPS, UPI) No debit card and nothing. Just net banking user ID and password working.

 

[Kartik155555]

How you lost 1000 bucks?

It seems like the people from the exclusive branch messed up and just opened a normal savings account with 0 Balance & Gave instant wealth management welcome kit.

The funny part is that I lost 1000 INR in this process depositing it in my ICICI Account. And they will not admit that they did it by mistake.
Now what should I do ? Nothing works with the account (NEFT, IMPS, UPI) No debit card and nothing. Just net banking user ID and password working.

 

[Kartik155555]

It seems like the people from the exclusive branch messed up and just opened a normal savings account with 0 Balance & Gave instant wealth management welcome kit.

The funny part is that I lost 1000 INR in this process depositing it in my ICICI Account. And they will not admit that they did it by mistake.
Now what should I do ? Nothing works with the account (NEFT, IMPS, UPI) No debit card and nothing. Just net banking user ID and password working.

Check with customer care once, if you are able to connect with wealth customer care.

1800 103 8181

 

[varunsridharan]

How you lost 1000 bucks?

They asked me to send funds to the account in just few hrs of account creation and i sent via NEFT using the details provided to me

From HDFC to icici

And the amount is debited from HDFC . HDFC says it should be processed from icici

But icici says they did not get any such requests to process

And BM Says i am sorry i think you need to wait for sometime 😔🤔

 

[varunsridharan]

Check with customer care once, if you are able to connect with wealth customer care.

1800 103 8181

Will check

Also when I try to link the account number with my existing icici login it says the account number is invalid

Debit card not generated
Unable to add account via upi
Net banking shows as icici normal savings with 0 balance

BM is useless

 

[0xfallup]

It seems like the people from the exclusive branch messed up and just opened a normal savings account with 0 Balance & Gave instant wealth management welcome kit.

The funny part is that I lost 1000 INR in this process depositing it in my ICICI Account. And they will not admit that they did it by mistake.
Now what should I do ? Nothing works with the account (NEFT, IMPS, UPI) No debit card and nothing. Just net banking user ID and password working.

login imobile and after 24 hours u can do transfer

 

[varunsridharan]

login imobile and after 24 hours u can do transfer

it's been more than 48+ hrs, I opened it exactly Saturday afternoon @ 2PM

 

[0xfallup]

it's been more than 48+ hrs, I opened it exactly Saturday afternoon @ 2PM

mine worked i remember ...after 24 hours IMPS transaction worked

 

[Nobody]

Anyone able to use wealth management dedicated customer care no.? After validating my debit card and atm pin it is getting disconnected. I wanted to know since today my kit got delivered and i was able to access my account. But my credit card is not showing in my account. Do i have to link myself or icici will only do it. My cc was issued to me last year.

 

[varunsridharan]

mine worked i remember ...after 24 hours IMPS transaction worked

Ok

Not sure what's wrong here. No good response from BM or DBM

 

[Kartik155555]

Anyone able to use wealth management dedicated customer care no.? After validating my debit card and atm pin it is getting disconnected. I wanted to know since today my kit got delivered and i was able to access my account. But my credit card is not showing in my account. Do i have to link myself or icici will only do it. My cc was issued to me last year.

For linking process first they will disband the previous ICICI netbanking user I'd linked with cc it would take 24hrs and after that again you have to call and they will link it to the wealth account.
You can call any customer care for this.

But for linking process connect with wealth as they would guide you better.

 

[varunsridharan]

They ask me to link it myself

For linking process first they will disband the previous ICICI netbanking user I'd linked with cc it would take 24hrs and after that again you have to call and they will link it to the wealth account.
You can call any customer care for this.

But for linking process connect with wealth as they would guide you better.

 

[irohitpragya]

They ask me to link it myself

brother, have you got debit card in an instant kit? because I didn't get that. only get chequebook.