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ICICI launch RuPay Rubyx Credit Card | Offers & details

Abhishek012

TF Pioneer

ICICI launch RuPay Rubyx Credit Card | Offers & details:​

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Welcome Benefits:

Travel & shopping vouchers worth Rs. 5,000 or more as a welcome gift.

You get the welcome gift within 30 days after payment of the joining fee.

Milestone Benefits:

You get 3,000 Reward Points on spending Rs. 3 lakhs and 1,500 Reward Points for every subsequent spends of Rs. 1 lakh in an anniversary year.

A maximum of 15,000 additional Reward Points can be earned in a year as a Milestone benefit.

The renewal fee is waived off on a minimum expenditure of Rs. 3 lakh in the previous year.

Discounts on BookMyShow​

  • Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on www.bookmyshow.com. The offer can be availed two times in a month
  • Successful booking is on first come first serve basis and is subject to daily stock availability.
  • To book your movie ticket and for detailed Terms & Conditions, please click here.

Discount on Booking at INOX​

  • Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on www.inoxmovies.com, Inox app or Inox Box Office. The offer can be availed two times in a month
  • Successful booking is on first come, first-serve basis and is subject to daily stock availability
  • Book your ticket now on www.inoxmovies.com
Airport and Railway Lounge Access
  • Enrich your travel experience with complimentary access to select lounges at airports and railway stations in India with your ICICI Bank Rubyx RuPay Credit Card. To avail, please present your card at the lounge reception
  • Eligible cardholders holding the ICICI Bank Rubyx RuPay Credit Card are entitled to 2 complimentary railway lounge visits per quarter.
  • Eligible cardholders holding the ICICI Bank Rubyx RuPay Credit Card are entitled to 2 complimentary airport lounge accesses per quarter by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter. Over and above the allowed number of complimentary visits, each subsequent visit will be charged as per rates applicable to each lounge service provider.
  • Access to railway lounges will be applicable only for primary cardholders.
  • Eligible cardholders must present their valid, unexpired eligible cards, and a valid air ticket or boarding pass for travel on the same or next day, at the entrance to the Participating Lounges
  • An authorisation amount of Re. 1 shall be taken on each eligible card presented at the entrance to the Participating Lounge
Fuel Surcharge Waiver

1% fuel surcharge waived off on fuel transactions at any fuel outlet.

Rubyx Credit Card Fees and Charges​


FeeCharges
First year annual feeRs 3,000 plus GST
Second year onwards annual feeRs 2,000 plus GST (Waived on spending Rs 3,00,000 and more)
Finance charge for cash advance3.40% per month
Overdue interest in extended credit3.40% per month
Over-limit charge2.50% of over-limit amount, subject to a minimum of Rs 500
Cash advance charge2.50% of advanced amount, subject to a minimum of Rs 300
Redemption handling feeRs 99
Late payment charge
  • Below Rs 100 - Nil
  • Rs 100 to Rs 500 – Rs 100
  • Rs 501 to Rs 10,000 – Rs 500
  • Above Rs 10,000 – Rs 750
Return cheque fee2% of amount due, subject to a minimum of Rs 450
Auto-Debit return fee2% of amount due, subject to a minimum of Rs 450
Cash payment at branches feeRs 100 per transaction
Outstation cheque processing fee1% of cheque value, subject to a minimum of Rs 100
Foreign currency transaction fee3.5% of transacted/converted amount
Duplicate statementRs 100
Card replacement feeRs 100
Charge slip feeRs 100 per slip
  • You pay a Joining Fee of ₹ 3,000 + goods and services tax and get welcome vouchers of shopping and travel worth Rs 5000+ within 30 days of payment of joining fees.
  • You Pay an Annual Fee of ₹ 2,000 + goods and services tax from 2nd year onwards. This fee is waived off if you spend more than ₹ 3,00,000 in the previous year.
To know more about redemption of vouchers and other terms and conditions, click here.
 
I spoke to my relationship manager today to upgrade my Rubyx LTF to a Rupay variant LTF, aiming to consolidate the two cards into one. I currently hold a salary account with a limit of 9 lac on Rubyx, but I'm unable to qualify for the Emerald private card as they require a monthly salary of 3 lac.
I have similar conditions as yours but RM and corresponding CC guy says Rubyx Rupay is not laucnhed, only Coral rupay is launched.

Can you share details of your RM in private message? will be greatly helpful!
 
Thank you very much for your suggestion.

I was offered Sapphiro LTF both Visa/MC?Amex. There was Rubyx Rupay as well. But submitted application for Sapphiro dual variant LTF.
Any idea on chances of approval?
Do you hold existing CC with ICICI? If so then it should be pretty straightforward. No documents upload, nothing.
If you are NTB, then they will ask documents, physical verification and all depending on your credit profile.
 
Damn bro! How did you get this as LTF? Any tips or tricks?
My theory right now is that if you hold a higher variant card. All the lower variants become LTF.
I hold Sapphiro LTF. So, Rubyx and Coral, all are showing as LTF to me.
Sapphiro Visa is showing no JF, but AF of 3.5K.

My Emeralde LTF application is in process, once (if) that is approved and Sapphiro also starts showing LTF, then I can verify my theory and make a thread about that.
 
My theory right now is that if you hold a higher variant card. All the lower variants become LTF.
I hold Sapphiro LTF. So, Rubyx and Coral, all are showing as LTF to me.
Sapphiro Visa is showing no JF, but AF of 3.5K.

My Emeralde LTF application is in process, once (if) that is approved and Sapphiro also starts showing LTF, then I can verify my theory and make a thread about that.
Sed loif for me. The only core card I have is Coral Rupay LTF that I got pre approved in September 😅
 
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