ICICI LTF Cards Campaign (Coral, Rubyx, Sapphiro) for Salaried Individuals from Selected Companies

[sohanjain]

ICICI Bank is offering three premium credit cards— Coral, Rubyx, and Sapphiro—lifetime free for salaried individuals. I am eligible for the Rubyx card, and they are offering a choice between a Visa card or an Amex + MasterCard combo. Which option should I choose? The LTF offer is only available for companies listed on the promotion page: https://campaigns.icicibank.com/credit-card/empaneledCompanies/index.html

 

[varkey]

even i also have the same application document reference where in NIL joining and NIL annual charges was mentioned. So what you suggest ni this regard ? To continue use the card and whenever any charges are applied then use this document as a proof with customer care or escalate higher team for reversal of same ?

I would keep the cards, and if at all there is a charge, reach out to customer care for reversal. There is written confirmation, so I don't think there would be any issue.

 

[sampat.rkl]

I would keep the cards, and if at all there is a charge, reach out to customer care for reversal. There is written confirmation, so I don't think there would be any issue.

Got written confirmation from ICICI customer care team for annual fees applicability.