ICICI missed payment, report cibil?

[raghumahajan]

I accidentally missed a payment of Rs 1000 from 21000 on my ICICI coral credit card last month. I got interest + GST charges this month.
As a goodwill and old customer, ICICI customer agreed to waive my interest (only) from my credit card.
Will it still report to Credit Beauro (cibil)? Can I do something to remove this from my credit history? Should I email ICICI to not report this ?

 

[raghumahajan]

When there is no Missing payment in CIBIL 🤔
Why are you still worried?

Won't they report it as missed paying total bill?

 

[Gaara]

Won't they report it as missed paying total bill?

You haven't read replies on this thread? 😂

 

[Gaara]

If you have paid minimum amount due of total bill before due date
Then it won't be reported as late payment.
Remaining amount maybe reflected in overdue but not as late payment


So if u paid minimum amount due . There is no late payment reporting.

Read this @raghumahajan

 

[raghumahajan]

You haven't read replies on this thread? 😂

Sorry missed your reply to @kameshee17
Thank you for clarification

 

[turingmachine]

Yes correct, only for no payments for 2 statement cycles they report to CIBIL. I can confirm this with my personal experience 😜

Hey, I missed the payment by 5 days to ICICI coral and cleared and paid more on 5th day. Will they report? Reason to fret is planning to apply for a home loan in 6 months.

800 RS + GST was the missed amount. I missed it in total as I was not using ICICI cards at all and didnt realise that I have to make this payment until I saw CIBIL report after the monthly refresh on gpay and realised what happened. Got to know with this that ICICI reports to CIBIL after missing payment for 2 statment cycles.

So, if we pay within the same billing cycle they won't report it? My due date is April 3rd and I forgot it and paid on April 9th. On April 7th they've added 500 (late payment) + GST but after speaking to CC they reversed it and to be on a safer side I cleared all the amount as well as paid more to the card. I can even close the card too as I don't see much benefit out of it. What would you suggest?

RM is as useless as one could be

 

[kameshee17]

Hey, I missed the payment by 5 days to ICICI coral and cleared and paid more on 5th day. Will they report? Reason to fret is planning to apply for a home loan in 6 months.



So, if we pay within the same billing cycle they won't report it? My due date is April 3rd and I forgot it and paid on April 9th. On April 7th they've added 500 (late payment) + GST but after speaking to CC they reversed it and to be on a safer side I cleared all the amount as well as paid more to the card. I can even close the card too as I don't see much benefit out of it. What would you suggest?

RM is as useless as one could be

They wont report, its Ok.