ICICI Pre-approved Credit Card offer

[ADITYA1904]

View attachment 9532
My portfolio within 6 months with ICICI

What is this 40,43,47 means? Is it limit in lakhs?

 

[Bodhi]

What is this 40,43,47 means? Is it limit in lakhs?

+1

 

[Deleted member 5552]

What is this 40,43,47 means? Is it limit in lakhs?

Card number

 

[Deleted member 5552]

+1

Card number

 

[crazyuploader]

Yes bro
I got pre approved offer within 3 months from ICICI.

Oh great, did you have Amazon ICICI or that they give you after opening account?

 

[TheTrickySid]

Oh great, did you have Amazon ICICI or that they give you after opening account?

Everything after account opening.

 

[crazyuploader]

Everything after account opening.

I was actually interested in having an Amazon ICICI Credit Card but after receiving SBI Cashback, not sure about the same anymore. But I might as well want to have at least one regular Credit Card from ICICI for offers etc.

 

[anirbanm]

I m ICICI new regular saving account holder.What to do to get Pre approved credit card offers from ICICI bank?

It's very difficult to get. If you get, you're lucky.

 

[anirbanm]

Easier way to get regular ICICI card is through APay card only.

No ... I have APay but they are not offering me any other card

 

[crazyuploader]

Easier way to get regular ICICI card is through APay card only.

I've tried twice to no avail, both times I got rejected for Amazon Pay ICICI Credit Card 🙁
Recently started working so don't have big salary but yeah I do own quite a few cards now, maybe I will try again in few days

 

[Manoj Pant]

Easier way to get regular ICICI card is through APay card only.

Just got ICICI platinum LTF...how to get Apay from it? Apay ICICI application already on hold from December asking documents upload again and again.

 

[Akash Topder]

I m ICICI new regular saving account holder.What to do to get Pre approved credit card offers from ICICI bank?

You can get Mine cc easily pre approved. After that you can upgrade it to coral etc after using it for some months.

 

[NEED_DCB_LTF]

I have been holding icici salary account from last 4 yrs, and have privilege account, still never got pre-approved offer, although i have Apay and platinum, which i applied manually, but never got pre-approved offer. Is there a way to get preapproved rubyx ltf upgrade offer on platinum? i have already mainting high from a long time.

Better to switch to different bank. Or demand for ltf rubyx with bank before switching.

 

[Sreerag]

Is there anyway for getting Rubyx LTF? I am having APay of 2.8L, doing regular transaction on UPI awa CC, Average balance is less as I have 0 MAB Privilege Account. Should I send a email to bank asking for the same? What should I do to get pre approved offer?

 

[Chaitanya-a]

Im having 1L+ salary, but it's a different bank, i can't change it. Any other methods? Can emailing the RM increase my chances?

No need to open salary account. Just message ICICI Bank cares twitter team citing that you've 1L+ salary and their executive will call you for further processing. Also attach your Apay card last 4 digit.

 

[Cardiosniper]

I m ICICI new regular saving account holder.What to do to get Pre approved credit card offers from ICICI bank?

10 month old account. July to December maintenance 25000-30,000.1 lakh was doing maintenance since January,
*platinum instant FD (age 8 month) card was closed in February 2023.
*20k FD &1 RD running .
*Transaction done in 5-6 lakh last FY year.

1st ICICI unsecured credit card.
~HPCL LTF
~Mine LTF
~Coral paid

 

[manish.rdy]

maintain 50k+ minimum or as high as possible. also do regular transactions like upi,debit card etc. If your cibil is 750+ then you will get hpcl coral,coral or mine cc as pre-approved within 4 months.

Instead maintaining 50k, do we get pre-approved if I make an fd of x amount ?

 

[Rahul Gupta]

Instead maintaining 50k, do we get pre-approved if I make an fd of x amount ?

Nope. Checked myself FD/RD doesn't help at all.

 

[cryoengine]

I just opened icici insta account with 95k initial funding, managed to login to netbanking and its already showing offers for me.. is this real?

 

[Chaitanya-a]

I just opened icici insta account with 95k initial funding, managed to login to netbanking and its already showing offers for me.. is this real?

View attachment 17435

ICICI pre approved offers are never pre-approved. It'll hit CIBIL and you've to go through same process as others. Its just a gimmick.