ICICI RuPay Credit Cards UPI linking now live

[ashwinkashwink is verified member.]

Hello everyone ICICI Bank RuPay UPI Linking now live
ICICI Bank also giving pre approved Coral RuPay Card as LTF
Kindly check your iMobile app

 

[4uziaul]

Disappointed with Coral Rupay rollout.
Consistently transactions are getting failed


View attachment 28679

I haven't encountered any issues, and as Vishesh suggested, I've been using Bhim. He recommended it to me, and since then, my experience has been much better. One thing to note is that even the merchant needs to accept Rupay credit cards. Some merchants link their personal accounts with QR codes, or they may not have CC payments enabled.

 

[SSV]

I used it on BHIM App.

It worked flawlessly.

I am using it on Payzapp purposefully as I want HDFC to know that I got these many cards and you better stop offering me your flagship CC Money Back..

Funnily, immediately after the transaction was failed I got the following message from HDFC.. see how clever these systems are:

 

[SSV]

I haven't encountered any issues, and as Vishesh suggested, I've been using Bhim. He recommended it to me, and since then, my experience has been much better. One thing to note is that even the merchant needs to accept Rupay credit cards. Some merchants link their personal accounts with QR codes, or they may not have CC payments enabled.

Probably they tested only on BHIM..
I have paid to the same merchant before, using Payzapp only a week ago.
I will try with paytm or imobile tomorrow to see if merchant restricted upi on cc

 

[rajcasio]

Good to hear.
I am using on Payzapp..
Probably because of the rivalry between the oppenents.
Worse thing is if I use on iMobile app, the money gets deducted and then fails.
Atleast on payzapp it fails with out deducting

My AXIS IOCL Rupay is not detected in PAYZAPP. I raised a ticket. They called me and told that AXIS & BOB UPI cards are not supported as of now😵

 

[rajcasio]

I haven't encountered any issues, and as Vishesh suggested, I've been using Bhim. He recommended it to me, and since then, my experience has been much better. One thing to note is that even the merchant needs to accept Rupay credit cards. Some merchants link their personal accounts with QR codes, or they may not have CC payments enabled.

Which BHIM app?

 

[SSV]

My AXIS IOCL Rupay is not detected in PAYZAPP. I raised a ticket. They called me and told that AXIS & BOB UPI cards are not supported as of now😵

This HDF* being very headstrong and exploiting the market leader position for the worse.
I am slowly losing interest in owing a good HDF* card. Basically I don't like arrogance.
Just get some average LTF card for the offers, just thinking out loud

 

[shrewdoc]

Which BHIM app?

BHIM is NPCI's native app. Search respective app stores.

 

[rajcasio]

I am using AXIS BHIM for more than 6 years now. But i use it only for checking balance and transferring funds. Never used it for QR transactions till now fearing for failed transactions.

 

[harsh1387]

Well I still didn't get the coral Rupay offer but was checking wife's account and she received it. Applied for it and got 6 emails. BTW this offer came on iphone.

 

[VISHESH_BANSAL]

Good to hear.
I am using on Payzapp..
Probably because of the rivalry between the oppenents.
Worse thing is if I use on iMobile app, the money gets deducted and then fails.
Atleast on payzapp it fails without deducting

Failers can happen irrespective of UPI APP.

I recommended BHIM because what I observed is BHIM App recognise the QR more efficiently, whether it is a Merchant QR or Personal QR or P2PM QR.

If it is Personal or P2PM QR , BHIM App will throw error and will not let you to use your linked Rupay Credit Cards

Recently, I scanned a Phonepe QR, GPAY asked me to add Bank Account to make the payment but then I scanned the same QR with BHIM App, It did not asked me to add Bank Account and Liked Rupay Credit Cards showed up for Payment.

Upto 2k, there is no MDR , so all merchant service Providers like, Paytm and Phonepe by default enabled upto 2k payments.

More than 2k Payments will go through only if merchant Accepted the Tncs of such service Providers.

 

[SSV]

Failers can gappen irrespective of UPI APP.

I recommended BHIM because what I observed is BHIM App recognise the QR more efficiently, whether it is a Merchant QR or Personal QR or P2PM QR.

If it is Personal or P2PM QR , BHIM App will throw error and will not let you to use your linked Rupay Credit Cards

Recently, I scanned a Phonepe QR, GPAY asked me to add Bank Account to make the payment but then I scanned the same QR with BHIM App, It did not asked me to add Bank Account and Liked Rupay Credit Cards showed up for Payment.

Upto 2k, there is no MDR , so all merchant service Providers like, Paytm and Phonepe by default enabled upto 2k payments.

More than 2k Payments will only go through if merchant Accepted the tncs of such service Providers.

This is all correct. BHIM is the industry standard app for UPI hence my comment about testing on BHIM only.
But my aim is not using the coral rupay card.
My aim is to use payzap using other rupay card for a specific reason.
They are not allowing the healthy competition by throwing errors when we use card by their competitors.
But I understand where you are coming from.
For any rupay card to be used correctly BHIM is the desired destination

 

[Abhishek012]

Disappointed with Coral Rupay rollout.
Consistently transactions are getting failed


View attachment 28679

Mai ICICI Coral RuPay CC - CRED app me use karta hu mast chalta hai.

Paytm app par bhi but ek problem hai paytm me, hamesa first time me RuPay CC UPI option nahi aata hai, scan and pay or online UPI payment par. Solution - back kar k dubara scan karo ya online transaction me dubara UPI Intent transaction karo ya dubara UPI checkout ya pending transaction option me ja kar dubara pay karne jao, phir aa jayega RuPay CC UPI option. Paytm app ka bug hai shayad yeh.

 

[4uziaul]

Mai ICICI coral RuPay CC - CRED app me use karta hu mast chalta hai.

Paytm app par bhi but ek problem hai paytm me, hamesa first time me RuPay CC UPI option nahi aata hai, scan and pay or online UPI payment par. Solution - back kar k dubara scan karo ya online transaction me dubara UPI Intent transaction karo ya dubara UPI checkout ya pending transaction option me ja kar dubara pay karne jao, phir aa jayega RuPay CC UPI option. Paytm app ka bug hai shayad yeh.

Matlab sare scheme wahin se chalta hai tumhara 🤔🤪

 

[Shubham Yadav]

Mai ICICI Coral RuPay CC - CRED app me use karta hu mast chalta hai.

Paytm app par bhi but ek problem hai paytm me, hamesa first time me RuPay CC UPI option nahi aata hai, scan and pay or online UPI payment par. Solution - back kar k dubara scan karo ya online transaction me dubara UPI Intent transaction karo ya dubara UPI checkout ya pending transaction option me ja kar dubara pay karne jao, phir aa jayega RuPay CC UPI option. Paytm app ka bug hai shayad yeh.

 

[Shubham Yadav]

Matlab sare scheme wahin se chalta hai tumhara 🤔🤪

 

[SSV]

Paytm app ka bug hai shayad yeh.

Bug or (Over)Smartness ??

 

[SSV]

Mai ICICI Coral RuPay CC - CRED app me use karta hu mast chalta hai.

Paytm app par bhi but ek problem hai paytm me, hamesa first time me RuPay CC UPI option nahi aata hai, scan and pay or online UPI payment par. Solution - back kar k dubara scan karo ya online transaction me dubara UPI Intent transaction karo ya dubara UPI checkout ya pending transaction option me ja kar dubara pay karne jao, phir aa jayega RuPay CC UPI option. Paytm app ka bug hai shayad yeh.

They called me and told that AXIS & BOB UPI cards are not supported as of now

This is another way of exhibiting the smartness :. not supported as of now ...
Note: That NOW never arrives.. Even if he calls after 6 months I would suspect they would give him the same answer...

 

[Das.N]

Can we create a UPI id like xyz@paytm/xyz@okaxis in coral rupay credit card? I linked my rupay card with Paytm,bhim and created upi pin from there. In I mobile the option "create Upi id" is not working for me. So my question is Can we make a upi id like our bank account has in upi credit card also? Or just link card creating upi pin is the only way?

 

[SSV]

Can we create a UPI id like xyz@paytm/xyz@okaxis in coral rupay credit card? I linked my rupay card with Paytm,bhim and created upi pin from there. In I mobile the option "create Upi id" is not working for me. So my question is Can we make a upi id like our bank account has in upi credit card also? Or just link card creating upi pin is the only way?

Please refrain from posting the same question at more than one place, wait for a day or two and highlight your concern..
Just a suggestion... Take it easy..
I have replied to your question on the other thread..
Have fun

 

[Abhishek012]

Can we create a UPI id like xyz@paytm/xyz@okaxis in coral rupay credit card? I linked my rupay card with Paytm,bhim and created upi pin from there. In I mobile the option "create Upi id" is not working for me. So my question is Can we make a upi id like our bank account has in upi credit card also? Or just link card creating upi pin is the only way?

Imobile app is not fully live yet for RuPay CC link UPI transaction, sab k sab imobile k piche pare hue hai. 🤣🤣

Yes, you can create UPI ID for your RuPay Credit Card link UPI and use for online UPI checkout transaction.

If your UPI ID already created on paytm, bhim, phonepe, gpay etc, use same UPI ID for your online UPI checkout transaction.

For example - Amazon shopping >> order product >> choose other UPI ID payment option >> enter your paytm/bhim/phonepe/gpay UPI ID >> and send UPI payment request.

Now open UPI app (you will also get payment request notification on your UPI app), choose your payment request >> approved/confirm >> choose your RuPay credit card link UPI option >> enter UPI PIN and Pay.