Icici Sapphario LTF should I take it?

[arjun]

I got this offer today after months of getting paid Sapphario, should I go for it or wait for LTF Emeralde?

Please share your suggestions and if someone has Sapphario please share how is your experience and what kind of benefits you think is most useful?

 

[anonymuos]

Take the LTF Sapphiro.

For how many months were you offered paid dual Sapphiro Mastercard + Amex?

 

[ankitfintech]

Pls elaborate what other relationship youvgot with icici other than this privilege account. So that we can advise whether to take this or wait

I was denied emeralde ltf even when I had kept close to 1.5cr in ICICI wealth Bank account.. Did I approach wrong person?

 

[SSV]

I was denied emeralde ltf even when I had kept close to 1.5cr in ICICI wealth Bank account.. Did I approach wrong person?

Yes, unfortunately there are wrong persons everywhere in icici .
Official rule is 2cr for ltf epvc

 

[Fini7777]

Take the LTF Sapphiro.

For how many months were you offered paid dual Sapphiro Mastercard + Amex?

+1 .
I am getting the paid sapphiro card for the past few months waiting for LTF offer

 

[arjun]

Take the LTF Sapphiro.

For how many months were you offered paid dual Sapphiro Mastercard + Amex?

I was being offered Paid Sapphario for close to a year now but never accepted, I have called cc customer care many times asking them that I have Sapphario offer can I get LTF and like usual they would deny blah blah banks internal criteria

 

[arjun]

+1 .
I am getting the paid sapphiro card for the past few months waiting for LTF offer

Don't take until and unless you don't have other semi premium card and you can spend 6L annually

 

[SSV]

+1 .
I am getting the paid sapphiro card for the past few months waiting for LTF offer

Keep doing what you are doing now..

 

[Fini7777]

Don't take until and unless you don't have other semi premium card and you can spend 6L annually

No, I don't take it untill I get LTF offer
I'll wait till then.

 

[Fini7777]

Don't take until and unless you don't have other semi premium card and you can spend 6L annually

what's your spends on your other ICICI CCs?

 

[Animal]

One of my close friend got Emerald PVC LTF. He was having ICICI Coral and APAY. He has only these 2 cards and he spent around more than 10L/year for last 2 years. He has around 50L home loan with ICICI.

Seems high spending on basic cards is their internal criteria for Emerald PVC LTF.

 

[SSV]

Seems high spending on basic cards is their internal criteria for Emerald PVC LTF

Yes, along with high spending , HL also helped