ICICI savings bank account with amazon pay credit card - mis-selling alert

[cardio_guy]

Hello friends,

I wanted to bring attention to a significant issue with ICICI Bank. I applied for an Amazon Pay ICICI Bank credit card for my wife through the Amazon App. She received approval for the card and was informed that it would be delivered by Bluedart.

However, after 1-2 days, she received another email stating that her debit card and cheque book would also be delivered. I am quite surprised because I did not apply to open a bank account, yet they have opened one without informing me.

I do not want this account and I would like to close it. Could you please let me know the process for doing so? If they require me to visit their branch to close the account, it is unacceptable to me as I never requested a bank account in the first place.

If they expect me to visit their branch to close the account, this is unacceptable to me, considering that I never requested for a bank account in the first place.

If they refuse to close the account, would it be possible for me to approach the consumer court for grievance redressal? I would appreciate your guidance on the way forward.

 

[varun__goel_]

Is this option still in there or removed? i want to open zero Balance icici account is it regular savings account or any others scheme category?
I have pre approved amazon icici cc in amazon application where to click if opted fr zero balance savings account

If they are still offering, the option will appear just before initiating video kyc

 

[raghu.rokda]

If they are still offering, the option will appear just before initiating video kyc

@varun__goel_ — the icici account opening expert

 

[bigbyte]

Which bAnk takes Signature for just cc ?

IDFC first, ICICI . Both aksed to sign during vkyc. SBI also.

 

[Anurag]

Is this option still in there or removed? i want to open zero Balance icici account is it regular savings account or any others scheme category?
I have pre approved amazon icici cc in amazon application where to click if opted fr zero balance savings account

Got your account? Still they are offering?

 

[noone55]

There's an consent box at time of VKYC. She might have clicked it, as we in general tick all the boxes without even reading.

View attachment 50649

Can you send me a link of this page?

 

[bigbyte]

Now some banks are forcing Aadhaar linked Mobile number for e-KYC and rejecting application outright if not applied via aadhaar linked KYC.
Earlier Aadhaar based e-kyc authentication was used only capturing address and Name.

 

[Ananthu113]

Got your account? Still they are offering?

Yeah still they are offering !!

 

[Lobogris]

Hello friends,

I wanted to bring attention to a significant issue with ICICI Bank. I applied for an Amazon Pay ICICI Bank credit card for my wife through the Amazon App. She received approval for the card and was informed that it would be delivered by Bluedart.

However, after 1-2 days, she received another email stating that her debit card and cheque book would also be delivered. I am quite surprised because I did not apply to open a bank account, yet they have opened one without informing me.

I do not want this account and I would like to close it. Could you please let me know the process for doing so? If they require me to visit their branch to close the account, it is unacceptable to me as I never requested a bank account in the first place.

If they expect me to visit their branch to close the account, this is unacceptable to me, considering that I never requested for a bank account in the first place.

If they refuse to close the account, would it be possible for me to approach the consumer court for grievance redressal? I would appreciate your guidance on the way forward.

Even though it might be somewhat improper that they opened a savings account, I find it really amusing that you were prepared to spend years in consumer court but didn't want to spend a few minutes visiting a branch! Anyway, good that you decided to keep her account.

 

[cardio_guy]

Even though it might be somewhat improper that they opened a savings account, I find it really amusing that you were prepared to spend years in consumer court but didn't want to spend a few minutes visiting a branch! Anyway, good that you decided to keep her account.

I didn't decide to spend years in the court. I was just asking would it be possible for me to approach the consumer court for grievance redressal.
I know that Indian courts will test our patience to the core, and I and my next 2 generations will have to go to the court to solve a case. So as much as possible I am trying not to go near any of the courts in India even in the dreams.