ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[AritraSaha]

What colour's your bugatti (read: emerald)

Invisible.🥲

 

[ashwinkashwink is verified member.]

Can anyone please confirm if a person have normal savings account later he opens wealth management account for one of his family member later clubbing both into family banking would help to get wealth status and wealth DC for normal account?

 

[SSV]

Can anyone please confirm if a person have normal savings account later he opens wealth management account for one of his family member later clubbing both into family banking would help to get wealth status and wealth DC for normal account?

I don't see any issue in this approach

 

[SSV]

I don't see any issue in this approach

Can anyone please confirm if a person have normal savings account later he opens wealth management account for one of his family member later clubbing both into family banking would help to get wealth status and wealth DC for normal account?

Just make sure both the accounts are independent and no references are made with each other until the last BANG...

 

[ashwinkashwink is verified member.]

Just make sure both the accounts are independent and no references are made with each other until the last BANG...

What reference?

 

[SSV]

What reference?

Means, don't let icici staff know about the relationship of these two accounts owners to be on safer side..
Once both accounts are active ,then from your WM account you can initiate family banking and add the family members

 

[0xfallup]

Can anyone please confirm if a person have normal savings account later he opens wealth management account for one of his family member later clubbing both into family banking would help to get wealth status and wealth DC for normal account?

Yep go ahead

 

[Harrypotter]

Means, don't let icici staff know about the relationship of these two accounts owners to be on safer side..
Once both accounts are active ,then from your WM account you can initiate family banking and add the family members

What happens if we let them know

 

[SSV]

What happens if we let them know

Nothing catastrophic happens .
You may be providing some hints about your future course of action which may prevent/undermine them in achieving their target achievements and hence may be a deterrence to your plans being excuted in a timely manner..
Hope you understood clearly...

 

[austin360]

Any way to know if the account open is the wealth account? I got it opened on Sat and the app is asking for DC details which I don't have. Do I have to wait till the kit arrives?

My user ID starts with B, if this can be of some use😂

 

[SSV]

Any way to know if the account open is the wealth account? I got it opened on Sat and the app is asking for DC details which I don't have. Do I have to wait till the kit arrives?

My user ID starts with B, if this can be of some use😂

yes pls wait

 

[Nitheesh]

Any way to know if the account open is the wealth account? I got it opened on Sat and the app is asking for DC details which I don't have. Do I have to wait till the kit arrives?

My user ID starts with B, if this can be of some use😂

Didn't you get an instant kit of wealth account?

 

[shrewdoc]

Any way to know if the account open is the wealth account? I got it opened on Sat and the app is asking for DC details which I don't have. Do I have to wait till the kit arrives?

My user ID starts with B, if this can be of some use😂

In ICICI, you can only activate iMobile and NetBanking after receiving Debit Card because they provide a grid of letters and numbers behind the card for extra authentication which will be already mapped with your account.

 

[austin360]

Didn't you get an instant kit of wealth account?

No, the cheque book will be personalized and will come along with the debit card.

 

[austin360]

In ICICI, you can only activate iMobile and NetBanking after receiving Debit Card because they provide a grid of letters and numbers behind the card for extra authentication which will be already mapped with your account.

Got it, thanks!....will wait until then

 

[Nitheesh]

No, the cheque book will be personalized and will come along with the debit card.

Nope. They will give you a temporary wealth kit with cheque leaves which can be used till the main kit arrives. That is what happened to me. Also, you could see the debit card number in the app if you want to add the account in Gpay or something to start transacting.

 

[Nitheesh]

In ICICI, you can only activate iMobile and NetBanking after receiving Debit Card because they provide a grid of letters and numbers behind the card for extra authentication which will be already mapped with your account.

Not necessary. I was able to log in using the user ID I got with the temporary kit from the next day onwards. The password also comes with the temporary kit. The account was activated in 24 hours.

 

[shrewdoc]

Not necessary. I was able to log in using the user ID I got with the temporary kit from the next day onwards. The password also comes with the temporary kit. The account was activated in 24 hours.

Same thing. The only difference is, not everyone is getting that. The only option then is to wait for the personalized kit to be delivered.

 

[austin360]

Same thing. The only difference is, not everyone is getting that. The only option then is to wait for the personalized kit to be delivered.

Exactly. I do not have details apart from account number and user ID. Can't do anything with these details

 

[Akashn]

Sent a bomb email written by ChatGPT on customer care email ID and on Twitter DM against branch regarding my new account experience. Hoping for a positive response. If anyone have higher authority email ID then please do share.