Icici zero balance account?

[kuchrm]

I want to open icici zero balance account. Is it possible, I heard there was a zero balance named mine. Does they still offer zero balance account. Can BSBDA open through branch?

 

[Kumar93196]

Following . .

 

[drvirag]

Try online account with 95k initial funding. Its 0 mab. Not sure dey offering it nw

 

[kuchrm]

Try online account with 95k initial funding. Its 0 mab. Not sure dey offering it nw

Is it mine account. It's not showing online? When I search mine savings account it shows me mine debit card only. Is there any other zero balance account or only BSBDA available as of now ?

 

[hender]

Try online account with 95k initial funding. Its 0 mab. Not sure dey offering it nw

Just initial funding of 95 k, than afterward may be in a day or week remove funds afterwards and keep running it LTF 0mab?🤔
No catch here by ICICI??

 

[Chaitanya-a]

Is it mine account. It's not showing online? When I search mine savings account it shows me mine debit card only. Is there any other zero balance account or only BSBDA available as of now ?

Mine account is not available anymore. He's telling you about normal 10k MAB account which becomes 0 MAB when you do initial funding of 95k. The option for this comes when you're at the last stage of applying for basic 10k account. Not sure if the option is still there.

 

[Chaitanya-a]

Just initial funding of 95 k, than afterward may be in a day or week remove funds afterwards and keep running it LTF 0mab?🤔
No catch here by ICICI??

Yep that's the way. No catch at all.

 

[praful47]

I want to open icici zero balance account. Is it possible, I heard there was a zero balance named mine. Does they still offer zero balance account. Can BSBDA open through branch?

If you want bsbda account then you have complain for it otherwise branch will not entertain .
Situation can arise upto RBI complaint also .

 

[kuchrm]

Yep that's the way. No catch at all.

Ok means I just have to do initial funding of 95k then it becomes 0 balance. Am I right?

 

[Wealth is my birth right!]

Just initial funding of 95 k, than afterward may be in a day or week remove funds afterwards and keep running it LTF 0mab?🤔
No catch here by ICICI??

Its 1l funding and privilege account
Post 15 days we can utilize 1l and no minimum balance required
Icici wont charge

 

[kuchrm]

Its 1l funding and privilege account
Post 15 days we can utilize 1l and no minimum balance required
Icici wont charge

Means after I initial funding 1L then my account becomes zero ?

 

[JSK111]

I want to open icici zero balance account. Is it possible, I heard there was a zero balance named mine. Does they still offer zero balance account. Can BSBDA open through branch?

Yes. You can open bsbda with icici. The thing is if you speak to front desk they will simply deny so you need to talk directly to BM and ask for it.

 

[hender]

Mine account is not available anymore. He's telling you about normal 10k MAB account which becomes 0 MAB when you do initial funding of 95k. The option for this comes when you're at the last stage of applying for basic 10k account. Not sure if the option is still there.

Do we have some TNc or official Doc on the same from ICICI

Yep that's the way. No catch at all.

Have seen previously Pvt banks comes with catch later, once the target achieved.

Its 1l funding and privilege account
Post 15 days we can utilize 1l and no minimum balance required
Icici wont charge

अपने को बाद में कोई लफड़ा नहीं मांगता रे बाबा।

 

[Chaitanya-a]

Do we have some TNc or official Doc on the same from ICICI

Have seen previously Pvt banks comes with catch later, once the target achieved.

अपने को बाद में कोई लफड़ा नहीं मांगता रे बाबा।

This was no nonsense unconditional 0 MAB account. Many people (including myself) are using this since past 3 years.

The catch you're talking about is relationship banking accounts. This is basic 10k account converted to 0 MAB just like IDFC bank gave to its credit card Customers.

 

[drvirag]

This is normal 10k mab saving ac. Which is offered by icici on 95k initial funding online. It written in net banking dat its 0 mab ac.
I dont even use dis ac. N no balance in dis ac

 

[ReloadFin]

ICICI discontinued to open online SB account.

0 MAB 95k initial funding account was a open secret but unfortunately online account opening process halted mid 2024 and all this was expected because online facility was introduced as "OTP account" during COVID-19 lockdowns.

 

[kuchrm]

ICICI discontinued to open online SB account.

0 MAB 95k initial funding account was a open secret but unfortunately online account opening process halted mid 2024 and all this was expected because online facility was introduced as "OTP account" during COVID-19 lockdowns.

Are all bank's treat online and offline account opened differently?

 

[hender]

This was no nonsense unconditional 0 MAB account. Many people (including myself) are using this since past 3 years.

The catch you're talking about is relationship banking accounts. This is basic 10k account converted to 0 MAB just like IDFC bank gave to its credit card Customers.

5-6 more point ☝️
1- Initial funding can be done by Family Members account?
2-Any other Bank like HDFC/Axis etc, do have same kind of account ?
3-Can it be opened Joint in E/S.
4-Can it be opened online only or offline too ?
5- (Not into Circuler/Rotation transaction,) but any issue with transaction of 50k plus most of the time.
6-Interested in Pre Approved Credit Card Offers, no more investment/policy calls 📞.

 

[cardy]

5-6 more point ☝️
1- Initial funding can be done by Family Members account?
2-Any other Bank like HDFC/Axis etc, do have same kind of account ?
3-Can it be opened Joint in E/S.
4-Can it be opened online only or offline too ?
5- (Not into Circuler/Rotation transaction,) but any issue with transaction of 50k plus most of the time.
6-Interested in Pre Approved Credit Card Offers, no more investment/policy calls 📞.

Itna question maat kar re baba
Most probably Those accounts have discontinued...
And there is existing thread on this
@BVC merge please

 

[hender]

Itna question maat kar re baba
Most probably Those accounts have discontinued...
And there is existing thread on this

That's the confusion, some saying it do exist some not.
If got to know earlier, why would I type so much(Being Lazy) 😉