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Thanks for updating, Commitment is verbal or on Mail 📬?In my area, icici local branch offers 0 balance account with just 1lakh initial funding.You may bargain to reduce the initial funding to 50k only.As per branch employee the account variant is HPMGT.
on verbal.As per as I know the account variant I mentioned is a zero balance account with benefits like HNI banking ac variant(0 debit card charges,0 sms charges etc).The problem is ICICI branch employees demand big initial funding.If you offer anything below 50k as initial funding, they will simply deny opening your account.Thanks for updating, Commitment is verbal or on Mail 📬?
Yes today I went there branch they asked atleast 1 L funding. Instead I opened my account in HDFC and Axis.on verbal.As per as I know the account variant I mentioned is a zero balance account with benefits like HNI banking ac variant(0 debit card charges,0 sms charges etc).The problem is ICICI branch employees demand big initial funding.If you offer anything below 50k as initial funding, they will simply deny opening your account.
Have you got any 0mab with HDFC or Axis ?Yes today I went there branch they asked atleast 1 L funding. Instead I opened my account in HDFC and Axis.
HDFC QAB 2500 and Axis 2500 MAB.Have you got any 0mab with HDFC or Axis ?
In ru ral ?HDFC QAB 2500 and Axis 2500 MAB.
Branch is in rural but I am living in urban area.In ru ral ?
Ask them to open 1 rural nearby here too😁😉🥳Branch is in rural but I am living in urban area.
You can open account in any branch of your city and after 1 month of opening account you can transfer your branch online in any branch which is in your city only.Ask them to open 1 rural nearby here too😁😉🥳
Better open online n select rural branch near u while opening acAsk them to open 1 rural nearby here too😁😉🥳
They say it's mandatory to do 1L initial funding and account will become 0 MAB and can withdraw anytime. And if you want to open BSBDA they generally deny it because they don't get any benefit from that account so in this case you can take RBI help is their complaint portal if the bank deny to open that account.Help me understand this as I was also planning to open a basic savings account in ICICI for potentially getting pre-approved CC offers and also to get higher chance of Apay ICICI approval.
1. Can you not open a savings account that requires 10k MAB?
2. Is it necessary to do the 1L initial funding?
3. After the 1L initial funding does the account MAB requirement become 0?
4. Once account is opened can I immediately withdraw the entire amount if the MAB is 0?
Thanks
Is it permanently 0MAB? How long have you had the 0MAB account for?This is normal 10k mab saving ac. Which is offered by icici on 95k initial funding online. It written in net banking dat its 0 mab ac.
I dont even use dis ac. N no balance in dis ac
I vaguely remember reading somewhere that the account becoming 0 MAB on 1L funding is temporary for about 3~6months after that you have to maintain some MAB.They say it's mandatory to do 1L initial funding and account will become 0 MAB and can withdraw anytime. And if you want to open BSBDA they generally deny it because they don't get any benefit from that account so in this case you can take RBI help is their complaint portal if the bank deny to open that account.
I hope this helps
They say regular savings not opening you can open this account(they didn't tell me variant name) with 1L funding with cheque only and it becomes MAB becomes 0 but they said I have to do 30-40k transaction every month. I visited two branches and they said the same thing and doesn't clearify. I think you should open account in another bank.Is it permanently 0MAB? How long have you had the 0MAB account for?
I vaguely remember reading somewhere that the account becoming 0 MAB on 1L funding is temporary for about 3~6months after that you have to maintain some MAB.
The "10k MAB account" and "0 MAB account on 1L funding" should be separate types of accounts right? They shouldnt refuse the 10k MAB account option. I wonder if you can mail a complaint to the PNO?
No now not possible to open account onlineTry online account with 95k initial funding. Its 0 mab. Not sure dey offering it nw
Yes only offline availableNo now not possible to open account online
Is it permanently 0MAB? How long have you had the 0MAB account for?
I vaguely remember reading somewhere that the account becoming 0 MAB on 1L funding is temporary for about 3~6months after that you have to maintain some MAB.
The "10k MAB account" and "0 MAB account on 1L funding" should be separate types of accounts right? They shouldnt refuse the 10k MAB account option. I wonder if you can mail a complaint to the PNO?
IF u want an ac for pre approved card offer den u cn open any ac n close it after u get pre approved offer. In dis case u may or may nt get offer.Yes only offline available