Icici zero balance account?

[ReloadFin]

Are all bank's treat online and offline account opened differently?

Depends on bank policies which changes time to time. This was only about icici OTP account.

 

[cardio_guycardio_guy is verified member.]

0 MAB account opening is nearly impossible with ICICI. I have shared my full experience in this thread starting from this post.

Post in thread '0 AMB ICICI Account (Privilege Banking program)'

Feb 14, 2025

Today I spoke to an icici branch staff near my place to open a 0 MAB privilege savings account. I hold a sapphiro credit card with 10L limit and this easily meets one of the eligibilty conditions for 0 MAB privilege account as per their website. The branch staff is also aware of this and agreed that it's true. But he was pushing to open an account with initial funding.
I told him that I'm not interested to open with funding and asked him for 0MAB but he was not so happy with that. Anyway I am visiting the branch tomorrow to get it opened right away.

• cardio_guy

• 

 

[kuchrm]

0 MAB account opening is nearly impossible with ICICI. I have shared my full experience in this thread starting from this post.

Post in thread '0 AMB ICICI Account (Privilege Banking program)'

Feb 14, 2025

Today I spoke to an icici branch staff near my place to open a 0 MAB privilege savings account. I hold a sapphiro credit card with 10L limit and this easily meets one of the eligibilty conditions for 0 MAB privilege account as per their website. The branch staff is also aware of this and agreed that it's true. But he was pushing to open an account with initial funding.
I told him that I'm not interested to open with funding and asked him for 0MAB but he was not so happy with that. Anyway I am visiting the branch tomorrow to get it opened right away.

• cardio_guy

• 

I am going branch today to ask for BSBDA. If they refused then I will simply do RBI ombudsman.

 

[hender]

HDFC QAB 2500 and Axis 2500 MAB

For HDFC is Quarterly or monthly ?.

I Visited HDFC(10K) and Axis(25k)
They don't have anything below that.

If any area is marked as Rural for Axis, same will apply to HDFC as well ??

 

[kuchrm]

For HDFC is Quarterly or monthly ?.

I Visited HDFC(10K) and Axis(25k)
They don't have anything below that.

If any area is marked as Rural for Axis, same will apply to HDFC as well ??

HDFC quarterly 2500 for regular savings account in rural branch and 2500 for axis Monthly in rural

 

[GTSaketh]

For HDFC is Quarterly or monthly ?.

I Visited HDFC(10K) and Axis(25k)
They don't have anything below that.

If any area is marked as Rural for Axis, same will apply to HDFC as well ??

You can check here: https://dbieold.rbi.org.in/DBIE/MOFSelectParam.jsp