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Idfc account close

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
I have made Account zero balance in idfc and there is no charges pending .
What else to do before closing of account..
Confirmed with customer care .i can close at any branch .. .
Any experience?
Since i will be traveling to another city ..i want it to be closed without any hassle !
 
Solution
Tell me the specific . What exactly to say
Contact customer care and ask them to send account closure link. Once you got the link click on it a form will open. Fill and submit the form, your account will be closed within 3 days.
Keep in mind they will try to convince you to not close the account. And may even say that it is not possible online. If so, say that one of your friend closed the account by this method.
If they still deny wait for 1 hour and call again eventually someone will do it.
Give the details of any other Savings account in the closure form while submitting it to Branch
Even if you have made it zero balance int will be generated (today is 31st, so idk if the int has alrady been paid out to you and you have transferred all the money later)
but better to be on safer side by giving other Bank acc details; who will go to Branch again just to collect DD for interest amt
 
Give the details of any other Savings account in the closure form while submitting it to Branch
Even if you have made it zero balance int will be generated (today is 31st, so idk if the int has alrady been paid out to you and you have transferred all the money later)
but better to be on safer side by giving other Bank acc details; who will go to Branch again just to collect DD for interest amt
By 2 jan .. intrest will be credited.i guess

Good point
Yes i will give another bank account regardless
 
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I have made Account zero balance in idfc and there is no charges pending .
What else to do before closing of account..
Confirmed with customer care .i can close at any branch .. .
Any experience?
Since i will be traveling to another city ..i want it to be closed without any hassle !
Ramiz Raja ko bhej dena branch pe account closure ke liye. Waise bhi aj kal uske pass koi kaam dhanda nhi hai. 😝
 
I have made Account zero balance in idfc and there is no charges pending .
What else to do before closing of account..
Confirmed with customer care .i can close at any branch .. .
Any experience?
Since i will be traveling to another city ..i want it to be closed without any hassle !
Just go to any idfc br

Fill out the clossure with sign and ac number ....

If you give other bank ac, you will get pending balance including with interest else they will also send Demand draft to registered address.
 
Any way to downgrade account online?
People are facing upgrade issues via offline

You are asking downgrade via online .. not at all possible except for hni accounts🤣

If you are from premier institution get future first zero balance ac else take bsda ac.

They were giving zero balance ac's who availed secured loans

Ask future first ac ..... depends on mood of br people
 
People are facing upgrade issues via offline

You are asking downgrade via online .. not at all possible except for hni accounts🤣

If you are from premier institution get future first zero balance ac else take bsda ac.

They were giving zero balance ac's who availed secured loans

Ask future first ac ..... depends on mood of br people
I ain't from any premier institute. Need to downgrade from 25k MAB to 10k MAB account. Seems like a waste since last 3 years.
 
Tell me the specific . What exactly to say
Contact customer care and ask them to send account closure link. Once you got the link click on it a form will open. Fill and submit the form, your account will be closed within 3 days.
Keep in mind they will try to convince you to not close the account. And may even say that it is not possible online. If so, say that one of your friend closed the account by this method.
If they still deny wait for 1 hour and call again eventually someone will do it.
 
Solution
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