Offer: Enrol & Earn bonus pay back on spending with your IDFC FIRST Bank Credit Card.
Offer Period: 1st February to 28th February 2025
Enrolment Period: 1st February to 28th February 2025
Introduction
- The offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card holders (“Customers”), who have received communication related to this campaign, from the bank through channels mentioned below.
- This is a personalized offer. Personalized spends target for the customer and the final payback on achieving the spends target is communicated to the customer via any of the direct channels mentioned below after 31st January 2025.
- Customer should enrol for this campaign to earn bonus payback.
- This offer is applicable on the following IDFC FIRST Bank Credit Cards: FIRST Classic, FIRST Millennia, FIRST Select, FIRST Wealth, FIRST WOW, FIRST Power, FIRST Power+, LIC Select, LIC Classic, FIRST SWYP, FIRST EA₹N, Club Vistara, Ashva, Mayura and IDFC FIRST Bank Employee Credit Card (FIRST Family)
- All spends done between IST: 12:00 AM (1st February ’25) to 11:59 PM (28th February ’25) will be considered eligible for this campaign (excluding spends on below mentioned MCCs).
- This offer will not be valid on spends done on Fuel (MCC 5172, 5541, 5542, 5983), Cash (MCC 6010, 6011,7280), Rent Payments (MCC 6513), Utility (MCC 4800-4999), Wallet Load (MCC 6540), Insurance (MCC 6300) and NPS & Tax payments (MCC 9311, 9399).
- For customers holding multiple IDFC FIRST Bank Credit cards, single enrolment is required & sufficient.
- Multiple transactions can be done during offer period, cumulative spends of all eligible transactions will be considered.
- UPI Transactions will be not considered for this campaign.
- Bonus Payback will be credited to the Cardholder’s Credit Card account post 60 days of offer closure.
- This is a personalized offer. Personalized spends target for the customer and the final payback on achieving the spends target is communicated to the customer via any of the direct channels mentioned below after 31st January 2025.
- Target spends has been allotted at customer level, i.e. customer can achieve the target by combining spends on all cards done through any eligible IDFC FIRST Bank Credit Card(s) as mentioned above
- Customers should enrol to earn bonus payback by clicking on the link provided through the following channels or any direct communication channel intended for the customer only.
- • SMS
- • Push Notification
- • App Banners
- A customer is eligible for bonus payback only if he / she has received communication regarding this offer directly from IDFC FIRST Bank through any of its direct channels mentioned above and have enrolled for the same through any of the methods mentioned above.
- Enrolment or campaign details will be shared on customer’s mobile no. and email ID registered with IDFC FIRST Bank.
- Customers enrolled between IST: 12:00 AM (1st February ’25) to 11:59 PM (28th February ’25) will be eligible for bonus pay back.
- All spends done between IST: 12:00 AM (1st February ’25) to 11:59 PM (28th February ’25) will be considered eligible for this campaign (excluding spends on below mentioned MCCs).
- This offer will not be valid on spends done on Fuel (MCC 5172, 5541, 5542, 5983), Cash (MCC 6010, 6011,7280), Rent Payments (MCC 6513), Utility (MCC 4800-4999), Wallet Load (MCC 6540), Insurance (MCC 6300) and NPS & Tax payments (MCC 9311, 9399).
- Even if the enrolment is done on a later date till 28th February ’25, all spends done between IST: 12:00 AM (1st February ’25) to 11:59 PM (28th February ’25) will be considered.
- If any customer holds multiple IDFC FIRST Bank Credit Cards from the eligible credit cards mentioned above, for e.g. FIRST Power Credit Card & FIRST Select Credit Card, enrolment is required only once. Multiple enrolments are not required.
- If any customer holds multiple IDFC FIRST Bank Credit Card, he/she can achieve the target by combining spends on all cards done through any eligible IDFC FIRST Bank Credit Card(s) as mentioned above.
- Bonus Payback will be credited to the Cardholder’s Credit Card account post 60 days of offer closure.
- If any customer holds multiple IDFC FIRST Bank Credit Cards from the eligible credit cards mentioned above, bonus payback will be credited on the credit card that was issued first. For e.g., if a customer holds a FIRST Power Credit Card issued in Feb’23 & a FIRST Select Credit Card issued in Jan’24, bonus pay back will be credited on the FIRST Power Credit Card.
- Transactions done via IDFC FIRST Bank Add-On Credit Card of the eligible credit cards mentioned above shall be considered for the offer and the relevant bonus pay back will be credited to the primary cardholder’s credit card account. No separate / duplicate posting will be given to the Add-On cardholder.
- If any transaction during the offer period is reversed by the cardholder or merchant, that particular transaction will be excluded from the net eligible spends. Similarly, for any disputed transaction of the cardholder, that particular transaction will be excluded from the total eligible spends.
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