IDFC Credit Card Spend Based offer 10000 reward points ( 1st Nov to 15th Nov Spend )

[AlgoTrader]

its not voucher its 500 worth RPs

yeah, right. it is cash back, right?

 

[shutapdiya]

yeah, right. it is cash back, right?

Rewards points can be redeemed for cash but at 99+ gst fee gets levied

 

[vm999]

Received direct cashback offer as well, but couldn't find proper T&C to understand what all are excluded spends

 

[AlgoTrader]

Received direct cashback offer as well, but couldn't find proper T&C to understand what all are excluded spends


View attachment 34012

same offer I received, T&C is there when you follow the link you got in whatsapp, at the bottom

 

[rsivva]

Any better way to spend 10k?

 

[vm999]

same offer I received, T&C is there when you follow the link you got in whatsapp, at the bottom

Got it... thankyou

 

[vaibhav111vaibhav111 is verified member.]

I received today via whatsapp just 500 cb on spending 10k within 15 November

 

[AlgoTrader]

Fuel, cash, rent payments, utility, wallet loads, nps, tax payments are excluded. So most of it is out.
May be we can buy amazon pay voucher or diwali shopping?

 

[Deleted member 11974]

yes buy amazon vouchers and repay your utility bills

 

[helloworld]

Fuel, cash, rent payments, utility, wallet loads, nps, tax payments are excluded. So most of it is out.
May be we can buy amazon pay voucher or diwali shopping?

I don't understand.. we can easily get 5% on those vouchers without any of these offers. So, do check once.

This offer mainly useful for those who do..

- Offline Grocery or Shopping and other offline spends.

For online, I'm not sure this is good offer.

 

[Deleted member 11974]

I don't understand.. we can easily get 5% on those vouchers without any of these offers. So, do check once.

This offer mainly useful for those who do..

- Offline Grocery or Shopping and other offline spends.

For online, I'm not sure this is good offer.

so buy vouchers at 5% off using this card and get a double dip benefit

 

[shutapdiya]

Can be good for those who wants to buy something where there is sale with IDFC

Like I am using IDFC CC on Amazon (sale with 10% off on IDFC CC)

 

[BhaiyaJi]

Can be good for those who wants to buy something where there is sale with IDFC

Like I am using IDFC CC on Amazon (sale with 10% off on IDFC CC)

Yes same, I got 250 cashback on 5K spends. Kinda double dip for me as well.

 

[paipurivamsi]

Insurance is not mentioned in the excluded MCC list. Can some one confirm this? Normally insurance premium MCC is 6300. Paying insurance premium also can fetch 500 INR cashback? I got 500 INR cashback for 10 K spends

 

[romilq]

yes buy amazon vouchers and repay your utility bills

How to buy amazon vouchers with CC ?

 

[shutapdiya]

How to buy amazon vouchers with CC ?

@Abhishek012 ko DM karo

 

[SpiesCan'tCatchMe]

I got an offer saying 50000/- reward points for 3 lakh spends 😭

 

[helloworld]

I got an offer saying 50000/- reward points for 3 lakh spends 😭

something wrong, you got only 4%, it should be 5% 😀

 

[SpiesCan'tCatchMe]

something wrong, you got only 4%, it should be 5% 😀

But who spends 3 lacs on idfc cards 😂

 

[helloworld]

Insurance is not mentioned in the excluded MCC list. Can some one confirm this? Normally insurance premium MCC is 6300. Paying insurance premium also can fetch 500 INR cashback? I got 500 INR cashback for 10 K spends

If it is not mentioned in exclusion list, then it should be eligible. Take a screenshot of your offer exclusion list and spend on remaining categories, it will work.

Note: I don't think anyone can confirm absolutely at this time, since reward points/cashback will not credit until between 15th January ’23 to 1st February ’24.

Yes, Insurance not mentioned and it will work, If you believe.