IDFC Debit Card Devalued -
*Please note: The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.
| Merchant Categories | Merchant Codes |
|---|---|
| Insurance Sales and Underwriting | 6300 |
| Financial Institutions – Merchandise & Services | 6012 |
| Security Brokers / Dealers | 6211 |
| Quasi Cash | 6051 |
| Wallet Upload | 6540 |
| All Unrecognized Debit Card MCC | E.g. 5413 |
| Tolls and bridge fees (w.e.f 10th Oct 2025) | 4784 |
| Telecommunication Services (w.e.f 10th Oct 2025) | 4814 |
| Money Orders – Wire Transfers (w.e.f 10th Oct 2025) | 4829 |
| Utilities: Electric, Gas, Heating Oil, Sanitary, Water (w.e.f 10th Oct 2025) | 4900 |
| Precious stones and metals, watches, and jewellery (w.e.f 10th Oct 2025) | 5094 |
| Petroleum and petroleum products (w.e.f 10th Oct 2025) | 5172 |
| Service stations (with or without ancillary services) (w.e.f 10th Oct 2025) | 5541 |
| Automated fuel dispensers (w.e.f 10th Oct 2025) | 5542 |
| Clock, Jewellery, Watch and Silverware Stores (w.e.f 10th Oct 2025) | 5944 |
| Direct Marketing Insurance Services (w.e.f 10th Oct 2025) | 5960 |
| Fuel dealers — fuel oil, wood, coal, and liquefied petroleum (w.e.f 10th Oct 2025) | 5983 |
| Rent Payments (w.e.f 10th Oct 2025) | 6513 |
| Consumer Credit Reporting Agencies (w.e.f 10th Oct 2025) | 7321 |
| Debt collection agencies (w.e.f 10th Oct 2025) | 7322 |
| Charitable and social service organizations (w.e.f 10th Oct 2025) | 8398 |
| Civic, Fraternal, and Social Associations (w.e.f 10th Oct 2025) | 8641 |
| Fines (w.e.f 10th Oct 2025) | 9222 |
| Tax Payments (w.e.f 10th Oct 2025) | 9311 |
| Government Services – Not Elsewhere Classified (w.e.f 10th Oct 2025) | 9399 |
*Please note: The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.
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