IDFC First Bank Khushiyan First 2023

[Survivor35]

Smart move by idfc to see how much card holders will spend to churn RP and they(cc holders) can't know actual RP until it gets credited in dec'23

 

[shutapdiya]

Second phase of offer for Nov. Month posted in below thread

IDFC Credit Card Spend Based offer 10000 reward points ( 1st Nov to 15th Nov Spend )

IDFC Banking sending push notification mail and WhatsApp to communicate below offers . According to the offer IDFC Credit Card holder have to spend Rs. 50000 thousand to get 10000 reward points .

www.technofino.in

 

[AlgoTrader]

Second phase of offer for Nov. Month posted in below thread

IDFC Credit Card Spend Based offer 10000 reward points ( 1st Nov to 15th Nov Spend )

IDFC Banking sending push notification mail and WhatsApp to communicate below offers . According to the offer IDFC Credit Card holder have to spend Rs. 50000 thousand to get 10000 reward points .

www.technofino.in

this seems to be good, right? gives 5%

 

[shutapdiya]

this seems to be good, right? gives 5%

yes its good offer but need to meet spend target
my target is just 25k

 

[AlgoTrader]

yes its good offer but need to meet spend target
my target is just 25k

mine is 10K and hope we will get usual rewards as well on top of this

 

[AritraSaha]

mine is 10K and hope we will get usual rewards as well on top of this

Where to spend 😉?

 

[Kumar93196]

Is wallet transaction counted?

 

[shutapdiya]

Is wallet transaction counted?

Nope . .

 

[AlgoTrader]

Where to spend 😉?

diwali shopping ?

 

[AritraSaha]

diwali shopping ?

Lol.. done a month ago.. setting up lights now..
😎😅

 

[paipurivamsi]

Insurance transactions considered?

 

[simplewarrior]

Currently only 27K is limit available in my card used on some txn which is not eligible under this criteria, Overall Limit is 57K, can I pay remaining 23K into card and use it for 50K txn without incurring any charges ?

 

[shutapdiya]

Currently only 27K is limit available in my card used on some txn which is not eligible under this criteria, Overall Limit is 57K, can I pay remaining 23K into card and use it for 50K txn without incurring any charges ?

yes you can do that

 

[shutapdiya]

Insurance transactions considered?

below is the list of exclusion from T&C

This offer will not be valid on spends done on Fuel (MCC 5172, 5541, 5542, 5983), Cash (MCC 6010, 6011,7280), Rent Payments (MCC 6513), Utility (MCC 4800-4999), Wallet Load (MCC 6540) and NPS & Tax payments (MCC 9311, 9399).

 

[paipurivamsi]

below is the list of exclusion from T&C

This offer will not be valid on spends done on Fuel (MCC 5172, 5541, 5542, 5983), Cash (MCC 6010, 6011,7280), Rent Payments (MCC 6513), Utility (MCC 4800-4999), Wallet Load (MCC 6540) and NPS & Tax payments (MCC 9311, 9399).

Insurance is not mentioned here.Thats what I want to confirm.BTW what is MCC code for purchasing Amazon pay egift card from Amazon ?

 

[shutapdiya]

Insurance is not mentioned here.Thats what I want to confirm.BTW what is MCC code for purchasing Amazon pay egift card from Amazon ?

dont know that bro

but do the test txn of 10 Rs and find out youself from IDFC app

 

[paipurivamsi]

App is not showing any category after the transaction

 

[Baki]

below is the list of exclusion from T&C

This offer will not be valid on spends done on Fuel (MCC 5172, 5541, 5542, 5983), Cash (MCC 6010, 6011,7280), Rent Payments (MCC 6513), Utility (MCC 4800-4999), Wallet Load (MCC 6540) and NPS & Tax payments (MCC 9311, 9399).

Tax was not their in october t&c

 

[shutapdiya]

App is not showing any category after the transaction

Search this forum, how to find out

 

[paipurivamsi]

MCC is 5399