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IDFC First Bank Launched its Debit Card Reward System

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Chinta mat Karo , block ho gaya hoga 🌚
Dont misuse idfc, their system is blocking points in an automated way if found transactions on same merchant. If you want your account to be safe, do less transactions every month. They wont unblock whatever reason you give.

I will keep you posed on my rbi ombudsman complain which i have raised against idfc, since branch manager questioned my use of payment against 30 credits card which i hold. As per her, a normal individual generally holds 3 or 4 credit cards. I clearly told her, rbi does not impose any such rule and i am free to use my savings account to pay against all my credit cards
 
since branch manager questioned my use of payment against 30 credits card which i hold. As per her, a normal individual generally holds 3 or 4 credit cards. I clearly told her, rbi does not impose any such rule and i am free to use my savings account to pay against all my credit cards
Say her that you are not a normal user but a wealth user.
Banks and Insurance companies earn from normal users only and block smart users
 
Dont misuse idfc, their system is blocking points in an automated way if found transactions on same merchant. If you want your account to be safe, do less transactions every month. They wont unblock whatever reason you give.

I will keep you posed on my rbi ombudsman complain which i have raised against idfc, since branch manager questioned my use of payment against 30 credits card which i hold. As per her, a normal individual generally holds 3 or 4 credit cards. I clearly told her, rbi does not impose any such rule and i am free to use my savings account to pay against all my credit cards
sir how much points you have earned? what is threshold limit i am thinking to open 25k ac online wala so there is limit capped 8k points per month if i complete 8k points every month any chances of blocking? anyone facing issue basic account how to safeguard prevent from rewards ac blocking plz answer
 
sir how much points you have earned? what is threshold limit i am thinking to open 25k ac online wala so there is limit capped 8k points per month if i complete 8k points every month any chances of blocking? anyone facing issue basic account how to safeguard prevent from rewards ac blocking plz answer
If you earn less they dont block. In my case, it was wealth account i reached 50k and they blocked.
 
Reached 50k in 1 month or 2 month? If u reached 50k just one month they will definitely blocked... Wait fr other members answer 😁
To earn more, i upgraded to wealth account. That's why an rbi complain is required, banks take customer for granted. I have a big ITR and its my own right to use the savings account.
 
I recently received my idfc wealth account and idfc wealth debit card.
wanted to know what are the advantages for the same and where i can use it,
like what places offer best discount or rewards for the same.
 
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