I got points for transaction done on 3rd may.
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Piyush_Jaiswal
TF Ace
Kitna transaction kiye the?
dino
TF Premier
Did you got points for transaction done before 3rd may?
Mine are still pending for transaction done on 1st may and 25th april.
Jitna bhi kiye the, unke baap ka kya ja raha hai. It was all white, and legitimate. abhi inko mail kiya hai, nahin reply karenge toh rbi escalation.
Chu bank hai. Isse 100x transactions I do on my main account (citibank)
I started using from 1st may and got points only for 3rd may.
Piyush_Jaiswal
TF Ace
Maine kab bola illegal hai.
I was just asking how much transaction you did so that everyone in the community will take necessary precaution.
If you don't mind sharing, can you tell your account variant & how old is your account?
account is 2-3 months old, wealth acc.
tx amount was 5-6 lakhs cc bill payment via sbi unipay genuine spends.
paid my plat charge bill.
money was transferred to this account via mobikwik wallet.
there were few livquick withdrawls as well.
not sure what caused the freeze.
You are talking about idfc ?
Well I got for 27 th april
But not for 28 this is normal for idfc don't create panic
Piyush_Jaiswal
TF Ace
I think these two are important factors that led to account freeze. High amount involving wallets or (P2P) in any manner is a red flag.
Their systems are trained to suspect transactions involving wallets like Mobikwik
it was from my own wallet, both accounts are fully kyc. Lets see what they respond.
Mujhe nazar nhi lagwani but i did way way more value transactions in the month of account opening still not freezed.
Piyush_Jaiswal
TF Ace
His only mistake was to transfer money from mobikwik wallet to his account. that's what flagged his account.
once any account is flagged, manual scrutiny is done, upon which they found several other high value transactions which finally led to freezing of account.
This is idfc problem because hdfc never freezes anyones account even if you do insane amount of transactions.
Wallets are not looked upon favourably due to their majority usage in money rotation via credit cards. In your case also, having such a high amount in wallet itself can raise questions and hence transfer to main account is flagged. It doesn't matter wether it is full KYC or not
Piyush_Jaiswal
TF Ace
Yes, mere hdfc account me bhi bahut jyada hi transaction ho jata h...but they never freeze your account.
they will sometime call you to get details about any particular transaction that is flagged by their system but will never freeze it directly without asking.
I really appreciate HDFC for this.
IDFC should change its tagline to Never You FIRST. 😂 😂
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pank110294
TF Select
Savings acnt are not meant to do a lot of txns bhai...Yhi rsn hoga ..Darr ka mahol hai..Although even SBI calls u to ask the reason and restrain from doing such txns...They dnt block...All The banks do that..Inka alag hi chal raha...
pank110294
TF Select
Greeting From IDFC...
LET ME NOW DELIVER SOMETHING THAT WILL MAKE U HATE ME
IDFC FIRST
ALWAYS YOU FIRST
pank110294
TF Select
Done on unipay??
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