IDFC First Bank Launched its Debit Card Reward System

[supperman]

Does IDFC downgrade if we only maintain 25K post upgrade to Wealth? Is this something that needs to be discussed with someone from IDFC, or has their response, whatever it may be, been quite standard?

Any advice on this, please?

 

[Dragon_slayer]

Any advice on this, please?

There is nothing to discuss, they can downgrade if they like. T&C says you need to maintain 10L, so if you don't then banks have the option to downgrade whenever they like. Some people here have mentioned that generally they wait for few months before downgrading

 

[supperman]

There is nothing to discuss, they can downgrade if they like. T&C says you need to maintain 10L, so if you don't then banks have the option to downgrade whenever they like. Some people here have mentioned that generally they wait for few months before downgrading

Thanks. Is that downgrade problematic? Will they disable the Wealth DC or start charging exorbitant amounts to keep it?

 

[sm9811911]

Thanks. Is that downgrade problematic? Will they disable the Wealth DC or start charging exorbitant amounts to keep it?

They don't downgrade easily. Have been years. Don't stress about that.
But do maintain the minimum balance as per account requirement (10k/25k). Call rm or customer care to know about account minimum balance.

 

[supperman]

They don't downgrade easily. Have been years. Don't stress about that.
But do maintain the minimum balance as per account requirement (10k/25k). Call rm or customer care to know about account minimum balance.

Thanks for letting me know. I'll definitely maintain that 25K. Calling IDFC at the moment, their advice is to maintain 20L, so I can maintain MAB for Wealth, heh.

 

[pankaj1122]

Well...Im slowly becoming new victim of sbi unipay 🤣

Ab pata hai Badi txn nhi krni chaiye thi...But 7 tarik ki txn hai 😒..Upr se inka koi CC number nhi..Mail pe ek reply dke Bhag jate ye 😒

 

[imuntitled]

My rewards portal got blocked. It says member Blocked due to security reasons. Can anything be done?

Lagta hai aapne hamari galtiyon se nahi seekha 👺
Ab phir se Sumanta Ji tweet karenge tabhi iska kuch ho paega 😹

 

[Aniket]

Well...Im slowly becoming new victim of sbi unipay 🤣

Ab pata hai Badi txn nhi krni chaiye thi...But 7 tarik ki txn hai 😒..Upr se inka koi CC number nhi..Mail pe ek reply dke Bhag jate ye 😒

Bhai jee, kya jarurat tha ek hi baar 2.5 lac pay karne ka? Jab pata hai handle nahi kar paata bada txn toh kyu ki karna faltu mein?

IDFC se contact kiye? 11 ko refund processed huwa hai, aaj 13 hi hain, wait for min 1 business week reflect kar jayega...

 

[pankaj1122]

Bhai jee, kya jarurat tha ek hi baar 2.5 lac pay karne ka? Jab pata hai handle nahi kar paata bada txn toh kyu ki karna faltu mein?

IDFC se contact kiye? 11 ko refund processed huwa hai, aaj 13 hi hain, wait for min 1 business week reflect kar jayega...

🤣 Bhai..Glti mri...Max permissible limit se jyda krdi txn...koi ni Bhai...Ab krlete wait

 

[Rahul Gupta]

Well...Im slowly becoming new victim of sbi unipay 🤣

Ab pata hai Badi txn nhi krni chaiye thi...But 7 tarik ki txn hai 😒..Upr se inka koi CC number nhi..Mail pe ek reply dke Bhag jate ye 😒

Ayejaeyga don't worry. It takes a little longer in sbi unipay.

 

[pankaj1122]

Ayejaeyga don't worry. It takes a little longer in sbi unipay.

Yes bhai...but sbi sucks...

 

[Sudbht]

Anyone able to pay SBI CC bills recently on UNIPAY?

 

[dealminer]

I have maintained more then that for first 2 months then lowered it to 2-3 lakhs and from last 2 months 10k.

Haven't they charged non maintenance charges yet? Or repetition calling from the branch to maintain the balance?

When I inquired at the branch they said non maintenance charges will be applicable below 10L

 

[Rahul Gupta]

Haven't they charged non maintenance charges yet? Or repetition calling from the branch to maintain the balance?

When I inquired at the branch they said non maintenance charges will be applicable below 10L

Nope. There is no non manintenance charges if you maintain your minimum account balance 10/25k. Idfc branch people are liers so don't trust them. Btw i did recieve calls each month to increase account balance even when i had more than 10 lacs in it. They are very greedy i just blocked all the mobile numbers of my branch.

 

[dealminer]

Nope. There is no non manintenance charges if you maintain your minimum account balance 10/25k. Idfc branch people are liers so don't trust them. Btw i did recieve calls each month to increase account balance even when i had more than 10 lacs in it. They are very greedy i just blocked all the mobile numbers of my branch.

Thanks that was really helpful.

So directly open wealth or first go for 10k mab then upgrade to wealth account?

 

[Rahul Gupta]

Thanks that was really helpful.

So directly open wealth or first go for 10k mab then upgrade to wealth account?

You can't open wealth direcly as its a program not a account variant. So they will open your accounr first then they will enroll you in wealth.

 

[Arnal07]

Idfc first bank now offering debit card spend based bonus 4000 reward points(14june-31july), check your registered mails.

 

[Wealth is my birth right!]

Idfc first bank now offering debit card spend based bonus 4000 reward points(14june-31july), check your registered mails.

Yes got this and took ss and searched this thread but u r ahead 😊

 

[pgarg24]

Idfc first bank now offering debit card spend based bonus 4000 reward points(14june-31july), check your registered mails.

Did not recieve anything, is it user specific?

 

[Arnal07]

Did not recieve anything, is it user specific?

may be user specific, i received on 6:22pm today.