IDFC First Bank Launched its Debit Card Reward System

[RajS]

I opened regular saving account with 10k on Sunday and made few txn with debit card. I get could not complete request in app when i check for rewards and also i get invalid details when i try to login in firstrewards website. Any idea how to get into rewards portal?

 

[Piyush_Jaiswal]

I opened regular saving account with 10k on Sunday and made few txn with debit card. I get could not complete request in app when i check for rewards and also i get invalid details when i try to login in firstrewards website. Any idea how to get into rewards portal?

Patience. It takes time to send new users details and get them into Rewards Portal.

 

[newmakerhere]

Hi everyone, earlier I was getting "Retail" merchant name while using idfc dc on canara setu app, but now i am getting "Retail Cc Mum". Is this merchant eligible for reward points?

I was getting retail cc mum for transaction made on 3rd Feb but again yesterday I got retail.

Also on otp getting RETAIL CC for both of the transaction.

 

[shu_sha]

Hi everyone, earlier I was getting "Retail" merchant name while using idfc dc on canara setu app, but now i am getting "Retail Cc Mum". Is this merchant eligible for reward points?

same query here !! 😐

You will get it for both merchant names

 

[curios_mind_huh]

On an unrelated note (since many here have the wealth credit card as well), I made a jewelry purchase of 47500 this week with my First wealth credit card. They've credited me 950 points for the whole purchase, which makes absolutely zero sense. As far as I know, gold/jewelry purchase is not excluded in the base reward spends.

 

[Piyush_Jaiswal]

On an unrelated note (since many here have the wealth credit card as well), I made a jewelry purchase of 47500 this week with my First wealth credit card. They've credited me 950 points for the whole purchase, which makes absolutely zero sense. As far as I know, gold/jewelry purchase is not excluded in the base reward spends.

You get 10x Reward Points after cumulative spends of 50k in a calendar month.

Since you haven't crossed 50k spends, you will only get base reward points. So, everything is technically correct in your case.

 

[thomasjackson]

On an unrelated note (since many here have the wealth credit card as well), I made a jewelry purchase of 47500 this week with my First wealth credit card. They've credited me 950 points for the whole purchase, which makes absolutely zero sense. As far as I know, gold/jewelry purchase is not excluded in the base reward spends.

Jewellery is not an excluded category for the wealth credit card. It will earn 3 RPs per 150 spent on the first ₹ 20,000 spent and 10 RPs per 150 spent for spends above ₹20,000.

The points you have earned is as follows:
First 20K: 20,000/150*3 = 400
Remaining 27K (base): 27,000/150*3 = 540
Total Base RP = 940 (seems in line with what you got)

Now for the bonus RP:
For 27K: 27,000/150*7 = 1,260

My best guess is that this bonus will be credited on the statement date.

 

[gamersgzb]

Received points for 30 Jan via idfc on setu

 

[manideep77]

Jewellery is not an excluded category for the wealth credit card. It will earn 3 RPs per 150 spent on the first ₹ 20,000 spent and 10 RPs per 150 spent for spends above ₹20,000.

The points you have earned is as follows:
First 20K: 20,000/150*3 = 400
Remaining 27K (base): 27,000/150*3 = 540
Total Base RP = 940 (seems in line with what you got)

Now for the bonus RP:
For 27K: 27,000/150*7 = 1,260

My best guess is that this bonus will be credited on the statement date.

Yes, bonus rewards will be credited with statement generation. Recently made of transaction of around 3,00,000/- on gold and got the base and bonus rewards.

 

[manideep77]

Get your facts correct. Bonus points are credited above cumulative spends of 50k.

@curios_mind_huh has asked about IDFC wealth credit card, not Wealth debit card. For credit card bonus points will be credited after 20k spends

 

[Anindya98]

Received points for 30 Jan via idfc on setu

Rewards received till 31st Jan via IDFC on Setu

 

[Piyush_Jaiswal]

@curios_mind_huh has asked about IDFC wealth credit card, not Wealth debit card. For credit card bonus points will be credited after 20k spends

Debit Card wale thread me credit card ka discussion kroge to confusion hoga hi😂

 

[darkjediknight]

Rewards received till 31st Jan via IDFC on Setu

Now all I need is for them to process points for 1st February and we can all live happily ever after 🥹

 

[BhaiyaJi]

happily ever after

Ever to nahi hoga bro. Ye struggle azadi ke ladai se bhi lamba chalega

 

[alpha2betaa]

Just received points for my 1st Feb bill payment on CANARA SETU + IDFC DC

MCC - Retail CC

 

[manideep77]

Just received points for my 1st Feb bill payment on CANARA SETU + IDFC DC

MCC - Retail CC

Here I am, still waiting for points from 20th Dec transactions

 

[Sachin2008]

Using IDFC DC

POS-VISA/RETAIL/503710014027/BAI MH/

Isme milega kuch reward point ?

 

[Credit_Cards]

Using IDFC DC

POS-VISA/RETAIL/503710014027/BAI MH/

Isme milega kuch reward point ?

aa gaya to apna nahi to sapna

 

[alpha2betaa]

Using IDFC DC

POS-VISA/RETAIL/503710014027/BAI MH/

Isme milega kuch reward point ?

Yes..I used and got the Rewards

 

[pankaj1122]

Yr tum sb redeem kha kr rhe ho? I have 70k plus points and cannot redeem then anywhere...Amazon ka wait hora ya flipkart