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IDFC First Bank Launched its Debit Card Reward System

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Did multiple transactions on 21/08 and got the points on 22/08 but the points don't match with the calculations🤔
Can anyone send me the exact value or reward rate at which we earn points
Here you go.. The earn rate is different for each variant of debit card.. you get base rewards based on variant multiplier and (11-variant X) bonus points for spends after the threshold limit applicable for each variant...

Showing an example for wealth variant... for 2L spends..
Base reward points = 200000/150*4 = 5333
Bonus reward points = (200000-150000)/150*(11-4) = 2333

Confirmed the calculations for wealth variant based on my last two month spends... people who have used can confirm for other variants…
For strange reasons base variants are more rewarding than higher variants till 6 L spends... after 6L spends the hierarchy is maintained for reward structure !

Also the system has few flaws.. if multiple transactions are done on same day only one of them get points at times.. after mailing customer care they credit the remaining..

Capture.JPG

Picture1.png
 
GOOD NEWS for IDFC account holders 😎 ‼️

Earn LIFETIME VALIDTY REWARD POINTS (RPs) by using IDFC Debit card for all Credit card bills payments 😍🎉

Screenshot_20230823-121237_Chrome.jpg

IDFC offers 4 types of debits cards based on your Savings / Salary account:

💳 Regular debit card
💳 First Select debit card
💳 First Wealth debit card
💳 Firsr Private debit card
Screenshot_20230823-155734_Chrome.jpg

How to pay credit card bill using IDFC debit card ?

Via various platforms such as
❇️ Cred (for bill value >50k)
❇️ Paytm
❇️ Mobikiwik

For detailed post, kindly refer




What you get ?

IFDC debit card online spends for every Rs.150 you get

🔅 Regular Debit cards - 2X RPs
🔆 First Select Debit Card - 3X RPs
🔆 Firsr Wealth Debit Card - 4X RPs
🔆 First Private Debit Card - 6X RPs

Screenshot_20230823-123035_Gallery.jpg

🌟 Incremental Monthly Spend Benefit for 10X RPs :

💥Regular Debit cards - spends above 20k
💥First Select Debit Card - spends above 1l
💥First Wealth Debit Card - spends above 1.5l
💥First Private Debit Card - spends above 2l

Screenshot_20230823-123103_Gallery.jpg
Screenshot_20230823-102659_Samsung Internet.jpg

🤑 Redemption !

Visit firstrewards.com
& Redeem RPs on
🔹️e - vouchers
🔹️Flights ✈️
🔹️Hotels 🏨
🔹️Recharges
🔹️Movies 🎬
🔹️Merchandise

Redemption Rate : 1 Rewad Point = 0.25 Rs.
Screenshot_20230823-102603_Samsung Internet.jpg

Points to note 📝 👇

⚠️ Redemption fee of Rs. 99+service tax on every redemption
⚠️ All reward points get credited within 14 working days (generally in 2-3 working days)
Screenshot_20230823-123124_Gallery.jpg


🎉 Bonus Tip

For the first time debit card spend of minimum amount of Rs.1000/- after 14.07.2023, you are get

💥Regular Debit card- 2k RPs
💥First Select Debit Card - 4k RPs
💥First Wealth Debit Card - 8k RPs
💥First Private Debit Card - 20k RPs

Credited after 31 working days.
Screenshot_20230823-121742_Chrome.jpg

Thank you for Reading 😀

If you found this article informative !
Pls don't forget to Like and follow me in Twitter


 

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I don't know . Let me check and update your later.
Self holding 25k MAB account. I got visa platinum debit card.
Before creating new threads, please search the forum to check if there are any existing threads on the same topic.

 
GOOD NEWS for IDFC account holders 😎 ‼️

Earn LIFETIME VALIDTY REWARD POINTS (RPs) by using IDFC Debit card for all Credit card bills payments 😍🎉

View attachment 27547

IDFC offers 4 types of debits cards based on your Savings / Salary account:

💳 Regular debit card
💳 First Select debit card
💳 First Wealth debit card
💳 Firsr Private debit card
View attachment 27548

How to pay credit card bill using IDFC debit card ?

Via various platforms such as
❇️ Cred (for bill value >50k)
❇️ Paytm
❇️ Mobikiwik

For detailed post, kindly refer




What you get ?

IFDC debit card online spends for every Rs.150 you get

🔅 Regular Debit cards - 2X RPs
🔆 First Select Debit Card - 3X RPs
🔆 Firsr Wealth Debit Card - 4X RPs
🔆 First Private Debit Card - 6X RPs

View attachment 27549

🌟 Incremental Monthly Spend Benefit for 10X RPs :

💥Regular Debit cards - spends above 20k
💥First Select Debit Card - spends above 1l
💥First Wealth Debit Card - spends above 1.5l
💥First Private Debit Card - spends above 2l

View attachment 27550
View attachment 27553

🤑 Redemption !

Visit firstrewards.com
& Redeem RPs on
🔹️e - vouchers
🔹️Flights ✈️
🔹️Hotels 🏨
🔹️Recharges
🔹️Movies 🎬
🔹️Merchandise

Redemption Rate : 1 Rewad Point = 0.25 Rs.
View attachment 27552

Points to note 📝 👇

⚠️ Redemption fee of Rs. 99+service tax on every redemption
⚠️ All reward points get credited within 14 working days (generally in 2-3 working days)
View attachment 27554


🎉 Bonus Tip

For the first time debit card spend of minimum amount of Rs.1000/- after 14.07.2023, you are get

💥Regular Debit card- 2k RPs
💥First Select Debit Card - 4k RPs
💥First Wealth Debit Card - 8k RPs
💥First Private Debit Card - 20k RPs

Credited after 31 working days.
View attachment 27555

Thank you for Reading 😀

If you found this article informative !
Pls don't forget to Like and follow me in Twitter



Thanks a lot for this. Would be very helpful if you could tell net reward percentage for basic and top variant assuming 1/2 lakh spends
 
Before creating new threads, please search the forum to check if there are any existing threads on the same topic.

Thank you for mentioning. I have already checked the existing thread. But here i have checked and verified for CC bill payment.
 
GOOD NEWS for IDFC account holders 😎 ‼️

Earn LIFETIME VALIDTY REWARD POINTS (RPs) by using IDFC Debit card for all Credit card bills payments 😍🎉

View attachment 27547

IDFC offers 4 types of debits cards based on your Savings / Salary account:

💳 Regular debit card
💳 First Select debit card
💳 First Wealth debit card
💳 Firsr Private debit card
View attachment 27548

How to pay credit card bill using IDFC debit card ?

Via various platforms such as
❇️ Cred (for bill value >50k)
❇️ Paytm
❇️ Mobikiwik

For detailed post, kindly refer




What you get ?

IFDC debit card online spends for every Rs.150 you get

🔅 Regular Debit cards - 2X RPs
🔆 First Select Debit Card - 3X RPs
🔆 Firsr Wealth Debit Card - 4X RPs
🔆 First Private Debit Card - 6X RPs

View attachment 27549

🌟 Incremental Monthly Spend Benefit for 10X RPs :

💥Regular Debit cards - spends above 20k
💥First Select Debit Card - spends above 1l
💥First Wealth Debit Card - spends above 1.5l
💥First Private Debit Card - spends above 2l

View attachment 27550
View attachment 27553

🤑 Redemption !

Visit firstrewards.com
& Redeem RPs on
🔹️e - vouchers
🔹️Flights ✈️
🔹️Hotels 🏨
🔹️Recharges
🔹️Movies 🎬
🔹️Merchandise

Redemption Rate : 1 Rewad Point = 0.25 Rs.
View attachment 27552

Points to note 📝 👇

⚠️ Redemption fee of Rs. 99+service tax on every redemption
⚠️ All reward points get credited within 14 working days (generally in 2-3 working days)
View attachment 27554


🎉 Bonus Tip

For the first time debit card spend of minimum amount of Rs.1000/- after 14.07.2023, you are get

💥Regular Debit card- 2k RPs
💥First Select Debit Card - 4k RPs
💥First Wealth Debit Card - 8k RPs
💥First Private Debit Card - 20k RPs

Credited after 31 working days.
View attachment 27555

Thank you for Reading 😀

If you found this article informative !
Pls don't forget to Like and follow me in Twitter



I think this gentleman has done some serious hardwork here by including pics and transactions/ cashback screenshots. Also you have beautifully explained in detail.👏👏

Moreover this post looks much more neat and clean.
 
I think this gentleman has done some serious hardwork here by including pics and transactions/ cashback screenshots. Also you have beautifully explained in detail.👏👏

Moreover this post looks much more neat and clean.
Thank you so much for the appreciation. This means a lot 😍
 
Any limit on Bonus reward points above 20k on regular debit card?
So far no cap beyond 20k. I have made CC payment upto 1.40lakh till now. You can see the proof in the article. Yet to make another another big payment end of this month. Let me once again confirm after that.
 
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