IDFC First Bank Launched its Debit Card Reward System

[sahil1033]

Can you pls update whether you get reward points for income tax payment via Wealth DC?

sure, will update as soon as it reflects ... max. turnaround time is 14 days ... so, most probably by the time I confirm, last date to file ITR will be very close but will update you for sure

 

[sahil1033]

😱😱Are you sure I have read in some other threads which i dont remember but they all said we get additional benefit on the full amount

no, it can't be on full amount ... it's only on incremental spends over and above Rs. 50k ... similarly this works for Wealth CC too

 

[Piyush_Jaiswal]

Still no RPs received for transactions done on 27th June. Lost cause?

register a complain on our behalf

someone has to do, you take the lead

 

[zaid_2913]

register a complain on our behalf

someone has to do, you take the lead

Same issue, will register complaint tomorrow for june 27th transactions.

 

[maverickgenius]

sure, will update as soon as it reflects ... max. turnaround time is 14 days ... so, most probably by the time I confirm, last date to file ITR will be very close but will update you for sure

Thanks bro. I have already filed my ITR for this year but will be useful for paying advance taxes.

 

[himanshverma]

Rupay Spends Tnc | IDFC FIRST Bank

Rupay Spends Tnc

www.idfcfirstbank.com

Does anyone know how to activate this offer?
I received a popup for this offer.
Clicking on popup opened the app for me.

 

[Cebu]

Rupay Spends Tnc | IDFC FIRST Bank

Rupay Spends Tnc

www.idfcfirstbank.com

Does anyone know how to activate this offer?
I received a popup for this offer.
Clicking on popup opened the app for me.

Received the same, Not sure how to activate it aswell.

 

[Sudbht]

What is the maximum point one has earned so far? Please comment with your lifetime total reward. I have earned 82K points till now.

 

[sahil1033]

one more query ... I've paid for income tax via Wealth debit card ... now that I've crossed threshold spend of Rs. 50k mark ... so, it's beneficial for me if I pay for everything from Wealth DC inorder to earn 2.5% worth RPs till the end of the month i.e. 31 July, 2024 ... right? (keeping in mind transaction should settle in this month only and not in the next month)

Like, for Wealth CC, 10X rewards is active till current bill cycle but since it's a DC, calendar month is the duration for 10X rewards, correct?

CC @Piyush_Jaiswal

UPDATE (17-Jul-2024) :

Got 10x RPs for income tax payment (via Wealth DC) but I'm not able to understand the maths they've done (got more than calculated) ... will look into it closely later on.

There's one thing though, I fuelled up for Rs. 300 on the same day after paying Rs. 92,910 but it's showing 6 points only ... I should've got 30 points (2.5% worth RPs), right?

@maverickgenius @Piyush_Jaiswal

 

[maverickgenius]

UPDATE (17-Jul-2024) :

Got 10x RPs for income tax payment (via Wealth DC) but I'm not able to understand the maths they've done (got more than calculated) ... will look into it closely later on.

There's one thing though, I fuelled up for Rs. 300 on the same day after paying Rs. 92,910 but it's showing 6 points only ... I should've got 30 points (2.5% worth RPs), right?

@maverickgenius @Piyush_Jaiswal

Thanks for the update bro

 

[Piyush_Jaiswal]

UPDATE (17-Jul-2024) :

Got 10x RPs for income tax payment (via Wealth DC) but I'm not able to understand the maths they've done (got more than calculated) ... will look into it closely later on.

There's one thing though, I fuelled up for Rs. 300 on the same day after paying Rs. 92,910 but it's showing 6 points only ... I should've got 30 points (2.5% worth RPs), right?

@maverickgenius @Piyush_Jaiswal

2.5% only on transaction above 50k

For transaction upto 50k you will get 0.67%

 

[KLB@96]

guys
sbi uni pay and idfc dc working right ?

 

[Piyush_Jaiswal]

guys
sbi uni pay and idfc dc working right ?

Yes . .

 

[skip_tyler]

Recently got a IDFC debit card, it just says ViSa platinum debut card, how to know its wealth, select, first .. ?
Can i get rewards for paying cc bills through this credit card anywhere ? SBI unipay does it work ?

 

[Piyush_Jaiswal]

Recently got a IDFC debit card, it just says ViSa platinum debut card, how to know its wealth, select, first .. ?
Can i get rewards for paying cc bills through this credit card anywhere ? SBI unipay does it work ?

Its normal card. You will get normal RPs upto 8k per month

 

[skip_tyler]

Its normal card. You will get normal RPs upto 8k per month

How to get Select or wealth account and cards ?

 

[Piyush_Jaiswal]

How to get Select or wealth account and cards ?

For Select you will have to maintain 3 lakhs and ask your RM to upgrade

For Wealth you will have to maintain 10 lakhs

You may negotiate.

 

[skip_tyler]

IDFC VISA platinum debit card is always failing in SBI Unipay, is this working for anyone ?
Has anyone successfully paid on SBI unipay with IDFC Visa Platinum debit card today/yesterday , pls confirm if its working

 

[KLB@96]

IDFC VISA platinum debit card is always failing in SBI Unipay, is this working for anyone ?
Has anyone successfully paid on SBI unipay with IDFC Visa Platinum debit card today/yesterday , pls confirm if its working

just paid 30k AU CC bill using IDFC DC visa plat

 

[sahil1033]

2.5% only on transaction above 50k

For transaction upto 50k you will get 0.67%

correct ... till Rs. 50k, 0.5% (offline) and 0.67% (online) and beyond that 2.5% but somehow the calculation is weird which is reflecting but in a good way, it's more than I've calculated