IDFC First Bank Launched its Debit Card Reward System

[HiddenGems]

I am also getting the same merchant name every time.

I am also getting the same merchant name… hmmm

 

[Shreyas111]

FREECHUTIL is giving RP on IDFC firstap cards

 

[Im_zr]

I'm constantly getting only single merchant name PHONEPEPRIVATELIMITED which is 6012 mcc.

Yes .. I am also getting this mcc

 

[HiddenGems]

FREECHUTIL is giving RP on IDFC firstap cards

Yes , made a test transaction on freecharge- points received instantly

 

[pgarg24]

Yes , made a test transaction on freecharge- points received instantly

Only 2k credit card payment is allowed for free on freechargeright? Above that any fees?

 

[Sudbht]

Only 2k credit card payment is allowed for free on freechargeright? Above that any fees?

Nope. No charges for rupay debit cards.

 

[MrNobody]

Yes .. I am also getting this mcc

I did a payment yesterday, merchant was "phonepe" but now, it's PHONEPEPRIVATELIMITED. So this is over..

 

[pankaj1122]

Yeah... Party is over.. @Abhishek012

Freecharge is working still..?

 

[Abhishek012]

Looks like phone pe thing has been fixed. Let’s see if the points credit after some time.

Use Freecharge app for cc bill pay and get rewards + no extra charges on RuPay variant.

Par full 1 lakh per day.

@pankaj1122
@MrNobody
@pgarg24
@Im_zr
@HiddenGems

 

[theXfactor]

Use Freecharge app for cc bill pay and get rewards + no extra charges on RuPay variant.

Par full 1 lakh per day.

@pankaj1122
@MrNobody
@pgarg24
@Im_zr
@HiddenGems

Guys, looks like even PHONEPEPRIVATELIMITED will get you rewards...just that it may not be instant but will take some time. I have seen my reward point balance marginally increasing, now since we can't see the activity log I can't be certain. Now since it's a new merchant code, IDFC might add it into the system for instant credit.
Others can confirm if they see their points incrementing post PHONEPEPRIVATELIMITED transactions.

 

[Pravin1156]

Guys, looks like even PHONEPEPRIVATELIMITED will get you rewards...just that it may not be instant but will take some time. I have seen my reward point balance marginally increasing, now since we can't see the activity log I can't be certain. Now since it's a new merchant code, IDFC might add it into the system for instant credit.
Others can confirm if they see their points incrementing post PHONEPEPRIVATELIMITED transactions.

No MCC Changed. I have noted my RP before transaction and after the 300 rs transaction no RP received for the merchant"PHONEPEPEIVATELIMITED"

 

[theXfactor]

No MCC Changed. I have noted my RP before transaction and after the 300 rs transaction no RP received for the merchant"PHONEPEPEIVATELIMITED"

Yes, MMC has changed but is it an ineligible MMC for rewards?

 

[Pravin1156]

Yes, MMC has changed but is it an ineligible MMC for rewards?

Yes i think MCC fall under 6012

 

[pankaj1122]

 

[Animal]

View attachment 92657

I’ve also received for wealth.

 

[shu_sha_]

Generic email everyone is receiving that
Ignore it

 

[ajitshukla19]

PHONEPEPRIVATELIMITED is classified as loan repayment. So no reward for phonepe now .
Looks like party over for phonepe idfc . Something else to be found

 

[messi_10]

I got "phonepe" and received 0 points...others have also confirmed no points received for other merchant name.

...ye dukaan bhi band ho gayi...

 

[Abhishek012]

PHONEPEPRIVATELIMITED is classified as loan repayment. So no reward for phonepe now .
Looks like party over for phonepe idfc . Something else to be found

I got "phonepe" and received 0 points...others have also confirmed no points received for other merchant name.

...ye dukaan bhi band ho gayi...

Use Freecharge app for cc bill pay and get rewards + no extra charges on RuPay variant/IDFC Firstap RuPay DC.

Pay 1 lakh per day.

 

[pankaj1122]

Other than ICICI, is their any credit Card which allows bills payment without bill due?