IDFC First Bank Select Vs Wealth Vs Private Requirements - Disucssion

[hender]

46L (85% in savings+15% fd) will do? currently it's a wealth account. want private. asking for a friend.

It will, just a PUSH 🫸 needed.

 

[Dragon_slayer]

For how many months, do we have to keep this 10 L savings balance in account, to get upgraded to wealth?

Just open a new account with 10L check, it will be wealth directly

 

[Sobirvs]

It will, just a PUSH 🫸 needed.

what u mean?

 

[Sobirvs]

Just open a new account with 10L check, it will be wealth directly

my cosuin in orissa got wealth in 5L check.

 

[Dragon_slayer]

my cosuin in orissa got wealth in 5L check.

Yes, different conditions for Tier 1 / Tier 2 cities

 

[hender]

what u mean?

March is FY End, So , a little push to Bank Manager and above, they can't afford to lose 46- Lacs in the Bank Books.

 

[Sobirvs]

March is FY End, So , a little push to Bank Manager and above, they can't afford to lose 46- Lacs in the Bank Books.

Hmm, interesting. Will try in march end I guess.

 

[hender]

Hmm, interesting. Will try in march end I guess.

Start early .

 

[sambitpatro]

my cosuin in orissa got wealth in 5L check.

Which city did u cousin get it?

 

[sambitpatro]

Start early .

No it's not possible. I have already enquired with idfc private banking group. They are not upgrading for less than 1cr to private. My brother is a NRI and I offered him 50lakh FCNR still he failed to get approvals. They are very rigid with the criteria of 1cr for private

 

[hender]

No it's not possible. I have already enquired with idfc private banking group. They are not upgrading for less than 1cr to private. My brother is a NRI and I offered him 50 FCNR still he failed to get approvals. They are very rigid with the criteria of 1cr for private

5 to 10 % shortfall, or 120% shortfall is a big difference

 

[msankadi]

What's the use of all this now? Seems debit card rewards for cc payment is dead or will be dead on the only 1 platform left pretty soon too

 

[sambitpatro]

5 to 10 % shortfall, or 120% shortfall is a big difference

Updated the orginal post it's 50lakh FCNR bro

 

[hender]

Updated the orginal post it's 50lakh FCNR bro

Have you checked NRI vs Non NRI, any difference!!

 

[sambitpatro]

Have you checked NRI vs Non NRI, any difference!!

It's same for both. 1cr is a must

 

[hender]

It's same for both. 1cr is a must

If that is condition, than higher level people at bank CAN.

 

[sambitpatro]

If that is condition, than higher level people at bank CAN.

For reaching higher level u have to go through lower level only unless u have direct access to them

 

[hender]

For reaching higher level u have to go through lower level only unless u have direct access to them

That's true , but as a customer we can try our best 👍