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IDFC first power plus UPI credit card vs SBI BPLCL octane VISA signature card, which one is better ?

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sudhanshu22

sudhanshu22

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IDFC First Power Plus UPI Card:​

SBI BPCL Octane Credit Card:​

The SBI BPCL Octane Credit Card offers a higher value back on fuel expenses compared to the IDFC card, which might be beneficial if you spend a lot on fuel. However, it also comes with a higher joining and annual fee. The IDFC card has a lower fee structure and offers rewards on a variety of other spends, including grocery and utility.
 

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Gorillaz said:
If you go by the annual fees, IDFC power plus makes more sense. I’ve been using this card for more than two months and paid two bills till date and I’m yet to find any points discrepancies. The thing I do is that I make sure that I pay via the HP pay app. This way I also get 1% discount which sets off the fuel surcharge. In short you get roughly 5% discount on fuel, Groceries and Fastag and that was my prime pick to get this card.
Click to expand...
with IDFC power plus If you pay in HP Pay app or HP QR code, there will be never any point discrepancy as the APP itself will ensure it...
That is why I love IDFC power plus...
Before the payment itself, everything will be clear...
No tension later on
 
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Vasuki said:
Not got till date mate
Rupay version launched but they ain't issuing it
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Who told you ? you can apply SBI BPCL Octane RuPay credit card. It has been live for the past 6 months.

Many people already applied.

Apply from here and choose RuPay variant (dnt forget to choose RuPay variant under "Network Preference") - https://www.sbicard.com/sprint/bpcl-octane

Existing users also easily convert to RuPay Octane variant
img-20240829-wa0003-webp.67544


@sudhanshu22
 
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thinking not to get fuel card because l can purchase park plus vouchers at a discount. what is your suggestion? however will get a good upi credit card (rupay) . Heard that fuel credit card have points credited issues.
 
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Vasuki said:
Phir whi baat
De nhi rhe conversion

Rarest case
Click to expand...
Conversion me bhi de rahe hai.

Kuch rare customers ko nahi dete hai.

SBI BPCL Platinum RuPay, SBI SimplySAVE RuPay etc sab card k conversion k liye bhi kuch customers ko mana karte hai.

Reason ? unknown

but mai guess kar sakta hu.

I think jo log huge spend karte hai ya lounge access use karte hai SBI Card and HDFC bank dono he un customers ko RuPay conversion k liye mana kar dete hai.

Baki conversion aaj bhi ho rahe hai SBI Card and HDFC bank dono me he. Band kisi ne nahi kiya.

Yeh actually isliye bhi bol raha hu kyunki ek RuPay k shareholder meeting me RuPay ne kaha tha ki jo bas lounge access k lalach me RuPay conversion karte hai aur card spend nahi karte hai unhe conversion maat karna.

Ab ho sakta hai Visa bhi kaha hoga, jo log jada spend karte hai, Visa ka transaction spend increase karte hai unhe converison maat karana.

@sumit_yadav
 
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Gorillaz said:
If you go by the annual fees, IDFC power plus makes more sense. I’ve been using this card for more than two months and paid two bills till date and I’m yet to find any points discrepancies. The thing I do is that I make sure that I pay via the HP pay app. This way I also get 1% discount which sets off the fuel surcharge. In short you get roughly 5% discount on fuel, Groceries and Fastag and that was my prime pick to get this card.
Click to expand...
Don't they charge convinience fee when you pay via HP Pay using credit card? I see only Debit card and UPI are showing as free.
 
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