Network does Matter when you spend Internationally, this card have Markup Fees of 2.99% which is Less compared to SBI or AXIS. Also Mastercard have Low Forex Rates then VISA, AMEX, Diners, JCB or anyone else. Also Occasional offer on Mastercard Variant Like Wydham Gold on Mastercard, apart from that its always good to hold all variant as Everyone Hold a Visa Card anyways.