there are other sfbs that offer better roi with the same 5L insurance. but yes they are the stablest sfbs in all of sfbs in indiaIDFC doesn't have the highest savings interest. Fincare and Equitas do.
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there are other sfbs that offer better roi with the same 5L insurance. but yes they are the stablest sfbs in all of sfbs in indiaIDFC doesn't have the highest savings interest. Fincare and Equitas do.
5L might be tiny for you but not for everyone.What is so unsafe about it? It is a well established, large bank. Even small finance banks are perfectly safe for such a tiny amount. In any case, 5 lakhs is guaranteed by deposit insurance scheme.
It is a comparatively small amount for anyone except the very poor. It is especially small when you look at the size of a bank amd worry about its failure.5L might be tiny for you but not for everyone.
LoL . .It is a comparatively small amount for anyone except the very poor. It is especially small when you look at the size of a bank amd worry about its failure.
Same branch here. Got upgraded to wealth within a month of account opening.Hello
May I know which branch upgraded you to Wealth for 2 days old Account?
I am having Account in Cuttack, Odissa branch for over an year with average balance of Rs 50 K and for last 10 days I am keeping over Rs 15 lacs balance. Still they told me I need to maintain Rs 10 lacs for 3 months minimum to have Wealth Acc
Any hack to get it done before?
Hello@jeet83 Any updates on your Wealth program upgrade?
Bank isn't fooling. It takes few days to reflect Wealth status on your app/NetBanking.Hello
Wealth Acc Application was processed on October 11, I had called them earlier this week. They said it's under process. Today I called again in the evening Customer Support told me 'Congratulations your Acc has been Upgraded to Wealth Acc on October 17, 2023' 🙂 I asked why I didn't get any sms/call or email informing me the same he said 'Sorry Sir 🙂 Then I checked my mobile app and net banking and found my Acc type still showing Regular Saving Acc, called again and asked them they said it will reflect in an hour. Then I called my RM and he told me it will reflect after few days time but acc has been Upgraded to Wealth. Not sure if it's true or not. I asked Customer support and RM both about my Welcome Kit they said it will take 14 Working Days that's long time. I hope bank is not fooling me
around.
Any email from IDFC will have a Wealth logo if it's upgraded. Check if you received any mails. (It need not be an Upgradation mail only)Hello
Wealth Acc Application was processed on October 11, I had called them earlier this week. They said it's under process. Today I called again in the evening Customer Support told me 'Congratulations your Acc has been Upgraded to Wealth Acc on October 17, 2023' 🙂 I asked why I didn't get any sms/call or email informing me the same he said 'Sorry Sir 🙂 Then I checked my mobile app and net banking and found my Acc type still showing Regular Saving Acc, called again and asked them they said it will reflect in an hour. Then I called my RM and he told me it will reflect after few days time but acc has been Upgraded to Wealth. Not sure if it's true or not. I asked Customer support and RM both about my Welcome Kit they said it will take 14 Working Days that's long time. I hope bank is not fooling me
around.
Thanks for the reply but at least they should send me an email that it's been UpgradedBank isn't fooling. It takes few days to reflect Wealth status on your app/NetBanking.
No email received from them in last 2 weeks.Any email from IDFC will have a Wealth logo if it's upgraded. Check if you received any mails. (It need not be an Upgradation mail only)
Not even a Promotional mail?No email received from them in last 2 weeks.
They don't send confirmation email. However your RM can check it in his system and can send you snap for same. My RM did it too.Thanks for the reply but at least they should send me an email that it's been Upgraded
Thanks will ask him the sameThey don't send confirmation email. However your RM can check it in his system and can send you snap for same. My RM did it too.
Nothing in last 2 weeks maybe I have opted out from promotional emailsNot even a Promotional mail?
I receive at least 1 per day.
Don't worry you will get welcome kit within 14 days as mentioned and check your cards section if its showing wealth dc or not. Btw they don't send any welcome kit now its just a regular wealth dc packet with dc and cheque book.Nothing in last 2 weeks maybe I have opted out from promotional emails
Thank You. In card section I am only seeing Visa Signature Card I had got for my Rs 25K AMB Saving AccDon't worry you will get welcome kit within 14 days as mentioned and check your cards section if its showing wealth dc or not. Btw they don't send any welcome kit now its just a regular wealth dc packet with dc and cheque book.
It takes around two weeks to complete this process. Forget it for some time and enjoy Dussehra 🙂Thank You. In card section I am only seeing Visa Signature Card I had got for my Rs 25K AMB Saving Acc
Will wait for 2 weeks, once I get the Kit, will update here. Thank you everyone and Wishing All Happy Dusera and Navratri 🙂