IDFC First Wealth Account eligibility requirement and benefits

[Quantum]

Hello,

IDFC website doesn't seem to list the eligibility criteria for opening an IDFC First Wealth Account.
From your recent first hand experience, could you please share the eligibility criteria?
Does the criteria need to be maintained throughout the lifetime of the Wealth account, similar to Axis Burgundy account, to avoid account downgrade?
Also, what credit cards one can expect or negotiate to get offered?
FYI, I'm not an existing IDFC customer.
Thanks!

 

[zaid_2913]

No shy at all…

ధైర్యే సాహసే లక్ష్మి​

wealth DC దొరుకుతుంది బాలక !!​

choodam lachimi devi epudu talupu tadutundo.
btw does wealth dc rewards for cc bill pay thru cred/cheq like apps ?

Great to see both of you conversing in Telugu!

 

[HumorSimpson]

Are there any chances to get wealth credit card after getting wealth account?

AFAIK both are different entities. Wealth account doesn't guarantee wealth CC.

 

[SSV]

Are there any chances to get wealth credit card after getting wealth account?

Its actually inverse ..

Upgrade to Wealth CC is really tough ..

 

[HumorSimpson]

choodam lachimi devi epudu talupu tadutundo.
btw does wealth dc rewards for cc bill pay thru cred/cheq like apps ?

@S S V yes yes we

 

[sm9811911]

Nothing , special at all

was special few years back. Now just a simple envelope

 

[HumorSimpson]

was special few years back. Now just a simple envelope

what was that special ?

 

[sm9811911]

No Wealth DC?

Got it in same packet as cheque book

 

[SSV]

@S S V yes yes we

The people’s voice is DC rewards are very inconsistent..

Please go thru this

Thread 'IDFC First Bank launched its debit card reward system'
https://www.technofino.in/community...k-launched-its-debit-card-reward-system.7394/

 

[sm9811911]

AFAIK both are different entities. Wealth account doesn't guarantee wealth CC.

Different criteria. No guarantee .

 

[sm9811911]

what was that special ?

A booklet similar to premium cards like infinia. There were multiple joining benefits like az prime and zomato and other things. Premium experience. Disappointing to see the latest wealth kit

 

[sm9811911]

Pretty consistent recently

The people’s voice is DC rewards are very inconsistent..

Please go thru this

Thread 'IDFC First Bank launched its debit card reward system'
https://www.technofino.in/community...k-launched-its-debit-card-reward-system.7394/

 

[SSV]

Pretty consistent recently

Glad to hear that

 

[SSV]

@S S V yes yes we

FIRST Rewards

www.firstrewards.com

 

[HumorSimpson]

View attachment 43071

FIRST Rewards

www.firstrewards.com

aware of this as per yesterday's discussion.. but want to know if it earns on cred/cheq etc for cc bill pays

 

[SSV]

aware of this as per yesterday's discussion.. but want to know if it earns on cred/cheq etc for cc bill pays

Because I have too many options for CC bill payment , I never tried IDFC wealth DC option and also I got Wealth Dc very recently..

My current options are:
1)HDFC Platinm Dc -- 2 cards = 1.5L perm month
2)RBL Sginature + = 1 L per month
3) Axis Liberty Dc = 60K per quarter..

recent acquisitions:
4) INdus Ind Exclusive DC = 1.2L per month
another IndusInd Dc in pipeline
5) IDFC Welath DC ...

so plenty of options are there for me ...and these are more than enough for my needs

 

[sm9811911]

aware of this as per yesterday's discussion.. but want to know if it earns on cred/cheq etc for cc bill pays

No. . .

 

[HumorSimpson]

Because I have too many options for CC bill payment , I never tried IDFC wealth DC option and also I got Wealth Dc very recently..

My current options are:
1)HDFC Platinm Dc -- 2 cards = 1.5L perm month
2)RBL Sginature + = 1 L per month
3) Axis Liberty Dc = 60K per quarter..

recent acquisitions:
4) INdus Ind Exclusive DC = 1.2L per month
another IndusInd Dc in pipeline
5) IDFC Welath DC ...

so plenty of options are there for me ...and these are more than enough for my needs

1. HDFC platinum 1% upto 750rs
2. RBL sig ?
4. Indusind exclusive dc ?

 

[SSV]

1. HDFC platinum 1% upto 750rs
2. RBL sig ?
4. Indusind exclusive dc ?

1. I have two DCs = 750* 2 = 1500 pm
2. Many threads
4. many threads, pls search

 

[SSV]

1. HDFC platinum 1% upto 750rs
2. RBL sig ?
4. Indusind exclusive dc ?

1. I have two DCs = 750* 2 = 1500 pm
2. Many threads
4. many threads, pls search

For example

Thread 'Which is better? IndusInd Visa Signature Debit Card or RBL Bank Signature+ Debit Card?'
https://www.technofino.in/community...-card-or-rbl-bank-signature-debit-card.11547/

 

[SSV]

@vaibhav111 ,
Received welcome benefit of wealth DC first transaction… 8k rewards for 1k / above 1st transaction…