IDFC Power Plus CC

[IGN_Vivek]

Hi Community Members,

I Recently got IDFC Power+ credit card with shared limit to my existing IDFC Millenia card.

I took the card because I have Cars and bikes which I ride daily,

I would love if someone can share Do’s and Don’ts for this card and help me understand in simple terms that how can I extract maximum benefit by using this card,

like fueling short amounts daily or get tank full every time, Total transactions amount for each month of fuel payments after which rewards threshold exceeds, pay using POS / HP Pay / Upi.

 

[Channakya]

Hi Community Members,

I Recently got IDFC Power+ credit card with shared limit to my existing IDFC Millenia card.

I took the card because I have Cars and bikes which I ride daily,

I would love if someone can share Do’s and Don’ts for this card and help me understand in simple terms that how can I extract maximum benefit by using this card,

like fueling short amounts daily or get tank full every time, Total transactions amount for each month of fuel payments after which rewards threshold exceeds, pay using POS / HP Pay / Upi.

₹500 minimum of petrol transaction at any HPCL would get you 500 cashback in 30 days of card delivery .

5% cashback up to 600 ₹ a month on fuel transactions , 1% of fuel surcharge wavier
( min 400 - 4000 transaction ,surcharge wavier)

5% cashback up to hundred rupees a month on groceries

5% cashback up to ₹50 on IDFC FIRST Bank FASTag

Three reward points on 200 spends on UPI and as well as on other spends

Hp pay is mostly not accepted at all stations as the server down problem is faced.

And lastly, use your card in HP pumps, only swiping the card and POS machine gives cashback

 

[Channakya]

₹500 minimum of petrol transaction at any HPCL would get you 500 cashback in 30 days of card delivery .

5% cashback up to 600 ₹ a month on fuel transactions , 1% of fuel surcharge wavier
( min 400 - 4000 transaction ,surcharge wavier)

5% cashback up to hundred rupees a month on groceries

5% cashback up to ₹50 on IDFC FIRST Bank FASTag

Three reward points on 200 spends on UPI and as well as on other spends

If you are satisfied with the above post market as solution

 

[Channakya]

₹500 minimum of petrol transaction at any HPCL would get you 500 cashback in 30 days of card delivery .

5% cashback up to 600 ₹ a month on fuel transactions , 1% of fuel surcharge wavier
( min 400 - 4000 transaction ,surcharge wavier)

5% cashback up to hundred rupees a month on groceries

5% cashback up to ₹50 on IDFC FIRST Bank FASTag

Three reward points on 200 spends on UPI and as well as on other spends

Additionally, you would get 25% discount up to hundred rupees on movie bookings

 

[psmangat5]

₹500 minimum of petrol transaction at any HPCL would get you 500 cashback in 30 days of card delivery .

5% cashback up to 600 ₹ a month on fuel transactions , 1% of fuel surcharge wavier
( min 400 - 4000 transaction ,surcharge wavier)

5% cashback up to hundred rupees a month on groceries

5% cashback up to ₹50 on IDFC FIRST Bank FASTag

Three reward points on 200 spends on UPI and as well as on other spends

Hp pay is mostly not accepted at all stations as the server down problem is faced.

And lastly, use your card in HP pumps, only swiping the card and POS machine gives cashback

will I get cashback if I pay via UPI to petrol pumps phone pe?

also i paid to a grocery store via upi and didn't get any points.

 

[Channakya]

will I get cashback if I pay via UPI to petrol pumps phone pe?

also i paid to a grocery store via upi and didn't get any points.

You could not get any cashback if you use try to pay at petrol pump

The points get credited the statement

 

[psmangat5]

I didn't get the 500 cash back and surcharge waiver, I got the points though. Any idea? Used the card on HP Pump, once using HP Pay and once by swiping the card.

 

[Channakya]

I didn't get the 500 cash back and surcharge waiver, I got the points though. Any idea? Used the card on HP Pump, once using HP Pay and once by swiping the card.

The first transaction should be done by swiping of minimum of ₹500 in HP petrol pump. Then only you are eligible to get ₹500 cashback.

 

[Vasuki]

The first transaction should be done by swiping of minimum of ₹500 in HP petrol pump. Then only you are eligible to get ₹500 cashback.

On any swipe machine?

 

[DeadFella]

using IDFC Power+ since an year. if you use HP pay app then reward rate goes 6.5%. best fuel card for up to 10k/month spends.

 

[Vasuki]

using IDFC Power+ since an year. if you use HP pay app then reward rate goes 6.5%. best fuel card for up to 10k/month spends.

How to use hp pay app

 

[DeadFella]

How to use hp pay app

Download and register on HP pay app using same number linked with idfc card. then load cc to hp pay wallet, it will cost 1% loading fees. then use HP pay wallet balance to pay at HPCL petrol pumps. effective reward rate will be 6.5% including 1.5% reward in HP coins.

 

[Vasuki]

Download and register on HP pay app using same number linked with idfc card. then load cc to hp pay wallet, it will cost 1% loading fees. then use HP pay wallet balance to pay at HPCL petrol pumps. effective reward rate will be 6.5% including 1.5% reward in HP coins.

But first transaction will be w swipe at petrol pump

Any swipe machine?

 

[Channakya]

But first transaction will be w swipe at petrol pump

Any swipe machine?

Swipe at HPpetrol pump

 

[Adwait]

But first transaction will be w swipe at petrol pump

Any swipe machine?

Even hp pay app worked for me.