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Idfc select account upgradation

Im_zr

TF Buzz
Hi, I visited Idfc first bank branch to open Idfc select variant account. The BM informed that i need to made an IP of 3 lakh. Then they open my account in the tap and I handed over a check of 3 Lakh on 06.03.25. Next day the check cleared from my another bank and deposited my idfc bank. Then on 10.03.2025 I provided my consent . Same day the RM informed the account will be upgraded to select with 3 days. On 11.03.25 i got a welcome kit where I found a master card world dc and a checkbook, the dc not activated till date. Still the account is not upgraded. The account balance remains 3 lakh since date of opening. Please guide me about next course of action from my end, or i should wait for few days. Please any experience fellow guides me in this regard. Thank you in advance.
 
Hi, I visited Idfc first bank branch to open Idfc select variant account. The BM informed that i need to made an IP of 3 lakh. Then they open my account in the tap and I handed over a check of 3 Lakh on 06.03.25. Next day the check cleared from my another bank and deposited my idfc bank. Then on 10.03.2025 I provided my consent . Same day the RM informed the account will be upgraded to select with 3 days. On 11.03.25 i got a welcome kit where I found a master card world dc and a checkbook, the dc not activated till date. Still the account is not upgraded. The account balance remains 3 lakh since date of opening. Please guide me about next course of action from my end, or i should wait for few days. Please any experience fellow guides me in this regard. Thank you in advance.
That's the base Account variant DC, just activate the DC and do a minimum 1K transaction, you will get 2000 RPs which is equivalent to 500rs.
Due to Holi and FY ending, it will take 2-3 days extra compared to other times. Once your account gets upgraded to Select, your Normal DC will disappear and it will show Visa Infinite Select DC. After that, again do 1K transaction from Select DC to get 1000rs. Also, can apply the Firstap sticker with the Select DC.

 
Hi, I visited Idfc first bank branch to open Idfc select variant account. The BM informed that i need to made an IP of 3 lakh. Then they open my account in the tap and I handed over a check of 3 Lakh on 06.03.25. Next day the check cleared from my another bank and deposited my idfc bank. Then on 10.03.2025 I provided my consent . Same day the RM informed the account will be upgraded to select with 3 days. On 11.03.25 i got a welcome kit where I found a master card world dc and a checkbook, the dc not activated till date. Still the account is not upgraded. The account balance remains 3 lakh since date of opening. Please guide me about next course of action from my end, or i should wait for few days. Please any experience fellow guides me in this regard. Thank you in advance.
IDFC Family Banking

 
That's the base Account variant DC, just activate the DC and do a minimum 1K transaction, you will get 2000 RPs which is equivalent to 500rs.
Due to Holi and FY ending, it will take 2-3 days extra compared to other times. Once your account gets upgraded to Select, your Normal DC will disappear and it will show Visa Infinite Select DC. After that, again do 1K transaction from Select DC to get 1000rs. Also, can apply the Firstap sticker with the Select DC.

Does the rewards cap reset after upgrading the account variant?
I am currently a normal account holder and have the IDFC FirstTap DC as well. I have reached the cap of rewards.

Now, if I upgrade to Select, will the cap reset? Will the IDFC FirstTap automatically get considered under IDFC Select?
 
Does the rewards cap reset after upgrading the account variant?
Will not reset but will extend up to 30K for Select.
I am currently a normal account holder and have the IDFC FirstTap DC as well. I have reached the cap of rewards.

Now, if I upgrade to Select, will the cap reset?
you can earn more 22K RPs this month after the upgrade.
Will the IDFC FirstTap automatically get considered under IDFC Select?
No, you have to reorder a New FirsTap for your Select DC
 
@Anindya98 My RM is saying that I can upgrade if I maintain 3L balance. She is saying that there is no penalty if I don't maintain AMB after upgrade but after around six months, IDFC will downgrade if I don't maintain regularly. Is that true?
 
@Anindya98 My RM is saying that I can upgrade if I maintain 3L balance. She is saying that there is no penalty if I don't maintain AMB after upgrade but after around six months, IDFC will downgrade if I don't maintain regularly. Is that true?
No one will downgrade your account. Keep around 50K-1L in SB and a small amount in FD.
 
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