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IDFC SELECT | BANK OF DOGSH*T

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Vasuki

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I upgraded to select but they didn't process
Welcome kit because
They system shows my old account ( closed)

Bc I have upgraded on new account.how your system is featched old account.


These Mfs showed MILLENNIA credit card pre approved LTf but sold SWYP CARD PAID SAYING U WILL GET MILLNIEA TOO

I gave Delhi address as communication address. Sent credit card on KoTa address of 3 year ago ..

Mfs bank
 
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Anindya98 said:
Quick question, do you receive all the same benefits in your select DC like 2+2 Lounge access per card? I also have 3 accounts upgrading one to select and thinking of adding other 2 joint accounts under family banking.
As per my BM, I will receive select card benefits on only one card or a total of 2+2 per quarter. Not 6(2 per card) as I will have 3 select cards on my name.
Can you share your experience regarding this?
Click to expand...
Y e s
 
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Anupama_Jha said:
So once u have upgraded 1 account to select, u can add ur family member without maintaining 3L TRV for select ? And added member will also get Select DC ?

Maintaining min Balance in both family members account or only one ?
Click to expand...
3L isn't TRV/NRV.

3L/10L is eligibility criteria to get your account upgraded to Select/Wealth. You can maintain 10/25k in your account that too if taking family Banking any 1 member can maintain balances.

I got Select by 3L deposit and called my RM for upgrade and same with Wealth added 10L and called RM. Select and Wealth both had diff RM not due to variant but IDFC changes RM periodically that's what I was told... But both RMs on request upgraded account with Deposit I've heard others were told to maintain funds for 3-6M.
 
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theflash said:
3L isn't TRV/NRV.

3L/10L is eligibility criteria to get your account upgraded to Select/Wealth. You can maintain 10/25k in your account that too if taking family Banking any 1 member can maintain balances.

I got Select by 3L deposit and called my RM for upgrade and same with Wealth added 10L and called RM. Select and Wealth both had diff RM not due to variant but IDFC changes RM periodically that's what I was told... But both RMs on request upgraded account with Deposit I've heard others were told to maintain funds for 3-6M.
Click to expand...
Who cares about idfc select or.wealth if
Dc points minting gets stopped .

If u do High dc transaction they don't mind either

I have future first+ select
I will maintain zero going further
🤣
 
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Vasuki said:
Who cares about idfc select or.wealth if
Dc points minting gets stopped .

If u do High dc transaction they don't mind either

I have future first+ select
I will maintain zero going further
🤣
Click to expand...
I'm just explaining... I had some funds and RM agreed on upgrading account by just depositing then why waste an opportunity.. wealth DC has Intl lounge can come handy in my next trip.. also got a free locker...
 
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Vasuki said:
Who cares about idfc select or.wealth if
Dc points minting gets stopped .

If u do High dc transaction they don't mind either

I have future first+ select
I will maintain zero going further
🤣
Click to expand...
I also have the same agenda using the benefits(DC) in all three accounts and not keeping 3L AMB. Let's see if they downgrade or not in the future. Currently will be keeping around 1L.
 
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Vasuki said:
Who cares about idfc select or.wealth if
Dc points minting gets stopped .

If u do High dc transaction they don't mind either

I have future first+ select
I will maintain zero going further
🤣
Click to expand...
Got 8k points in my account as well did Txn on secondary member's yesterday will get 8k each account by Monday/Tuesday so ₹6k straight profit on just upgrading... And have paid around 1L CC bill and more 1L coming up... So it came handy here as well as it has higher capping than normal dc...
 
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Vasuki said:
Who cares about idfc select or.wealth if
Dc points minting gets stopped .

If u do High dc transaction they don't mind either

I have future first+ select
I will maintain zero going further
🤣
Click to expand...
They've agreed to open a Wealth NRI acct as well for my dad and link it under Family Banking so he can get his DC as well that he can use for Intl lounge when he visits India and goes back....
 
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Vasuki said:
If u add someone in family banking
Their account features work. Standalone.
Just the trv / Nrv is linked as one
Else everything is separate
Click to expand...
Thanks for the clarification I was also having the same impression but my BM misinformed me so I don't add my other account for the extra benefits.
Currently, I am receiving the same benefits lounge access on all three Visa Platinum cards (25K MAB Accounts). So, after upgrading and adding all 3 accounts under family banking, I should also receive the same benefits on all 3 DCs.
 
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