IDFC Select to Wealth upgrade

[EnthuCC]

Hi, I have IDFC savings bank account under Select banking program.

I learned in this forum that if one can deposit 10L+ in savings account then it can be upgraded to Wealth account. Can anyone tell me for how long one needs to deposit 10L+ fund to get eligible for the upgrade for existing Select customers?

 

[theflash]

Contact my RM to open my brother's account(preferably direct select variant) .

Direct select not possible.

Open my brother's 25k MAB account from my own referral 🤣

Can go this route. Can opt for 10k Variant as well
Can open them call RM for Grouping both acct and keeping anyone primary as per your wish.

 

[theflash]

Which process will convert my brothers account to select banking faster?

Any procedure will have same outcome as it will be under grouping so you need an account first once that's active you can request the RM to do it.

 

[runzone]

Direct select not possible.



Can go this route. Can opt for 10k Variant as well
Can open them call RM for Grouping both acct and keeping anyone primary as per your wish.

I shall take the referral route then, anything to lose on 10k account over 25k account?

 

[theflash]

Nah as 10k is just for MAB anyways you'll upgrade to Select so you'll get select A/c benefits.

 

[UdayTr]

It takes time...

For the rm change? Hoping change comes through. Mostly excited for the new dc

 

[theflash]

For the rm change? Hoping change comes through.

Y
E



S

 

[girish3456]

Insaan nhi Goat ho 👍

God ya goat...😀

 

[Gowthambalastark]

How many days it takes to upgrade to Wealth, after accepting the consent? I have accepted the consent by Friday, How many days it will take to upgrade to wealth?

 

[Obnox]

Under 10 days, for me I could see the wealth debit card and the savings account change in the app after about 7 days. For wealth upgrade, approval is required by the Regional Manager, once they approve, your app starts to reflect the same.

 

[UdayTr]

Under 10 days, for me I could see the wealth debit card and the savings account change in the app after about 7 days. For wealth upgrade, approval is required by the Regional Manager, once they approve, your app starts to reflect the same.

My one friend has received wealth debit card but app still shows select 😆, rewards shows wealth though.

 

[theflash]

My one friend has received wealth debit card but app still shows select 😆, rewards shows wealth though.

Uninstall and Re-Install.

 

[EnthuCC]

After 3 months my account was upgraded to Wealth.

To get Wealth debit card I had to permanently close my Select debit card and reissue a new one.

First Rewards is still showing First Select.🤔

By the way I spent Rs 1000+ with my Wealth debit card on SBI Unipay but I haven't received 8000 rewards points yet after 10 days. I haven't received other credit card payment rewards points yet either.

 

[theflash]

After 3 months my account was upgraded to Wealth.

To get Wealth debit card I had to permanently close my Select debit card and reissue a new one.

First Rewards is still showing First Select.🤔

By the way I spent Rs 1000+ with my Wealth debit card on SBI Unipay but I haven't received 8000 rewards points yet after 10 days. I haven't received other credit card payment rewards points yet either.

After completion of 14 working days from Txn date call them they'll do the needful.

 

[Gowthambalastark]

For me account upgraded to wealth 3 days back. Still in App wealth debit card is not showing, Yesterday it was showing today its gone. What should i do?

 

[SonyTom]

For me account upgraded to wealth 3 days back. Still in App wealth debit card is not showing, Yesterday it was showing today its gone. What should i do?

Be patient bro. Maybe a software glitch

 

[EnthuCC]

For me account upgraded to wealth 3 days back. Still in App wealth debit card is not showing, Yesterday it was showing today its gone. What should i do?

It might have been delivered by now.

 

[dhruvks]

I will have some funds around 10L for 10-12 days . Should I try opening a IDFC wealth account?

 

[theflash]

I will have some funds around 10L for 10-12 days . Should I try opening a IDFC wealth account?

Quote low amt like 7.5-8L let RM tell you to add 10L when he says take a commitment so that he does it within 7-10 days.

 

[dhruvks]

Quote low amt like 7.5-8L let RM tell you to add 10L when he says take a commitment so that he does it within 7-10 days.

Actually i don't have a idfc account yet. I was thinking of going to the branch and discuss with them directly. Any tips before I head to the branch?.

 

[theflash]

Actually i don't have a idfc account yet. I was thinking of going to the branch and discuss with them directly. Any tips before I head to the branch?.

Tell them that you want to open Wealth directly negotiate with he same trick as mentioned above if they say 10L only then say I'll give 10L but I need the wealth account directly. If they say you have to wait 3-6M then deny straight away. Meet the BM of the branch he'll co operate afaik.