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IDFC Select Vs Wealth Vs Private requirements

This information has been confirmed with IDFC

IDFC Select - 3L Savings balance
IDFC Wealth - 10L Savings balance
IDFC Private - 50L Savings balance

No investments, insurance purchase etc are required. This is purely based on savings account balance.
they updated me to select only when i had 13 lakh for more than 1 year
 
Dont you think its a bad time to invest 50L in stocks / mutual funds ? At these valuations it seems very tricky

Never a bad time to invest in equity if you're a long term investor.

And with mutual funds you can invest in debt as well if you want to avoid "high valuations"

PS: I've been hearing this high valuation and correction thing since last year September.
 
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