IDFC has sent me this offer some week ago. I tried searching in the forum but it was not there. So posting this offer. It is user specific. Below are the details of the offer.
The link is : 10x Reward points Offer IDFC Wealth and Select on Rental and utility
Offer Validity : 15th Sep’24 – 15th Oct’24
Content:
Offer: Get 10X Reward Points by doing spends of ₹100,000 on Rental and Utility transactions.
Campaign Period: 15th September’24 to 15th October’24
Campaign Terms & Conditions
1. The offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card holders (“Customers”), who have received communication related to campaign named – Rent and Utility targeted spends campaign, from the bank through channels mentioned below.
2. This offer is applicable on the following credit cards: FIRST Select and FIRST Wealth
3. Below is the spends target and reward details for this campaign:
• 15th Sep’24 – 15th Oct’24 : Customer should achieve the targeted spends of ₹100,000 on Rental and Utility to get bonus reward points.
4. If a customer does only utility transaction of ₹100,000 or more during the offer period they will be eligible for bonus reward points.
5. If a customer does only Rental transaction of ₹100,000 or more during the offer period they will be eligible for bonus reward points.
6. For Example:
• If a customer does utility transaction of ₹35,000 and rental transaction of ₹65,000 during the offer period they will be eligible for bonus reward points.
• If a customer does utility transaction of ₹35,000 and rental transaction of ₹63,000 during the offer period they will not be eligible for bonus reward points. (Total net spends are ₹98,000 against target of ₹100,000)
7. Multiple transactions can be done during offer period, cumulative spends of all eligible transactions will be considered.
8. Bonus reward points will be given only on eligible spends done till ₹1,00,000, for spends done above the target will be calculated as per base reward points.
9. Customers will receive campaign communication through the following channels, or any direct communication channel intended for the customer only.
• SMS
• Push Notification
• App Banners
10. Campaign details will be shared on customer’s mobile no. and email ID registered with IDFC FIRST Bank.
11. This offer is valid on payment of utility bills like Electricity, Gas, Water, Telephone/ Mobile, Satellite/ Cable, Computer network. (MCC 4800-4999) and Rental transactions (MCC – 6513)
12. Net eligible spends of utility and rental transactions will be considered for this campaign.
13. Bonus reward points will be credited to the Cardholder’s Credit Card account post 90 days of offer end date.
14. If any transaction during the campaign period is reversed or cancelled by the cardholder or merchant, that particular transaction will be excluded from the total eligible spends. Similarly, for any disputed transaction of the cardholder, that particular transaction will be excluded from the total eligible spends.
15. The settlement for a few of these transactions may be delayed basis the merchant’s settlement cycle but all transactions authorized within the offer period shall be considered.
16. During the offer fulfilment, if the customer’s credit card account is found to be in overdue or in over-limit status for the last three months, the cash back posting will not be processed.
17. The offer is non-transferable, non-cashable and non-negotiable.
18. This offer cannot be combined with any existing offer.
