IDFC Wealth CC application

[Novice]

Hi everyone!

I had a few queries regarding IDFC Wealth CC application.

1. Is pincode 560064 a serviceable area? If not, is 695003 serviceable?

2. I have a Regalia with 5L limit, can I apply for Wealth using C2C?

3. My Cibil shows enquiry for ICICI APay Card in July and Kotak Credit Card in Oct. Should I wait a few months before applying for IDFC Wealth?

Thanks in advance!

 

[D₹V]

Is pincode 560064 a serviceable area? If not, is 695003 serviceable?

Call customer care & ask.

 

[D₹V]

I have a Regalia with 5L limit, can I apply for Wealth using C2C?

Y e s

 

[D₹V]

My Cibil shows enquiry for ICICI APay Card in July and Kotak Credit Card in Oct. Should I wait a few months before applying for IDFC Wealth?

You can apply I believe.

 

[NShah]

Call customer care & ask.

Y e s

You can apply I believe.

O k k

 

[aayusharyan]

Hi everyone!

I had a few queries regarding IDFC Wealth CC application.

1. Is pincode 560064 a serviceable area? If not, is 695003 serviceable?

2. I have a Regalia with 5L limit, can I apply for Wealth using C2C?

3. My Cibil shows enquiry for ICICI APay Card in July and Kotak Credit Card in Oct. Should I wait a few months before applying for IDFC Wealth?

Thanks in advance!

My friend recently applied for IDFC CC.

1. Pin code in BLR is serviceable. (you can call customer care and confirm if you worry that)
2. Regalia with around 5L limit fetched him Select CC. No income documents asled.
3. Doesn't matter. It's okay.

Now, if you want to get Wealth. Make sure to enter your salary as more than 30 Lacs, around 3L/month. (I have read here, not sure). My friend gave that info honestly so he was not able to secure Wealth. But since there are no income docs check, I think that value can be inflated to acquire Wealth.
With CL, actually there is not much corelation between CL and Card variant. Ofcourse there is floor, but your situation seems to be okay with respect to that.

 

[NOOBY]

Call customer care & ask.

Y e s

You can apply I believe.

Nice

O k k

D₹V bhai aise hi TF Centurion banenge 💯

 

[shivek]

I will share my experience with application.
I had tried few months back and that time I was offered Select only. So I did not proceed with application.
I applied recently (last week) again and got the Wealth CC.

During online application IDFC asked for monthly salary and also asked if I have any other bank CC and it's limit.

Old application: offered Select CC
Other bank Card selected in application: HDFC Regalia, 9.7 L

Recent application: offered Wealth CC with CL of 10L
Other bank Card selected in application: ICICI Signature (MMT), 13.9L

My salary details remained same in both cases.
I had put actual in-hand salary which is less than 36LPA (Gross is more than 36LPA).

However, salary verification not done during application.

During video KYC, executive verbally asked me to confirm my salary range is 1.5-3L.

So, I feel the other bank CC Detail played a important role.
CL < 10L got me Select CC
CL> 10L got me Wealth CC.

This is just speculative as we never know what all logics bank put behind decision making.

Hope this helps.

 

[D₹V]

Nice


D₹V bhai aise hi TF Centurion banenge 💯

Thanks for your kind words

 

[NeoOnWheels]

So, I feel the other bank CC Detail played a important role.
CL < 10L got me Select CC
CL> 10L got me Wealth CC.

This is just speculative as we never know what all logics bank put behind decision making.

Hope this helps.

Nope this does not help. I mentioned Infinia with 12.2L as credit limit yet all I got was Select CC. Its pretty random. I satisfy the salary criterion as well.

 

[s1t2y3a3m6]

Hi everyone!

I had a few queries regarding IDFC Wealth CC application.

1. Is pincode 560064 a serviceable area? If not, is 695003 serviceable?

2. I have a Regalia with 5L limit, can I apply for Wealth using C2C?

3. My Cibil shows enquiry for ICICI APay Card in July and Kotak Credit Card in Oct. Should I wait a few months before applying for IDFC Wealth?

Thanks in advance!

Please wait atleast 3 months from last enquiry for high chance of approval otherwise 6 month would best

 

[Novice]

Update: I was offered the Wealth CC with a limit of 4 lakhs (no income proof required), or 10 lakh limit with income proof. Applied via Regalia C2C limit of 5 lakhs

 

[subham23]

Not sure on hype, but except BMS buy 1 get 1 offer till 500/- can't see reward rates much useful, may be i am wrong..

 

[D₹V]

Update: I was offered the Wealth CC with a limit of 4 lakhs (no income proof required), or 10 lakh limit with income proof. Applied via Regalia C2C limit of 5 lakhs

Applied via site or agent said this??

 

[SSV]

Applied via site or agent said this??

I think online ..

 

[Novice]

Applied via site or agent said this??

Showed online during application

 

[D₹V]

Showed online during application

Oh, that's fine.

Thanks.

 

[avikrish]

Update: I was offered the Wealth CC with a limit of 4 lakhs (no income proof required), or 10 lakh limit with income proof. Applied via Regalia C2C limit of 5 lakhs

In Card to Card basis under icici , Amazon pay card variant is not listed, without mentioning card variant can we proceed?

 

[Novice]

In Card to Card basis under icici , Amazon pay card variant is not listed, without mentioning card variant can we proceed?

My card, Regalia was there. I don't know about the case if it isn't mentioned

 

[Odugu Narasimha Rao]

Update: I was offered the Wealth CC with a limit of 4 lakhs (no income proof required), or 10 lakh limit with income proof. Applied via Regalia C2C limit of 5 lakhs

Does the verification person visited your home.?