IDFC wow credit card

[ccninja]

I have plan to get IDFC wow secured credit card on FD however i read that few are getting preapproved offers. I don't have any. There is also unsecured wow cc is being offered? Site mention it is secured card.

Can i get Millenia in near future or any other card if i hold Wow CC?

 

[avishj]

you got unsecured wow? or based on fd?

Nope...secured...didn't take it

 

[rp0703]

Then try 2-3 numbers... Keep salary above 50000 and use some recognised company name and put salaried... 90% chance they wont ask for any income proof or any work address verification....if u have any otger card.... It asks in application process put the details of it... .. Since u have a account... Then no home verification too... U will get ur card....

What if they asked for Income Proof or Work address verification? Though my salary is not much right now, but I'm always reluctant in putting salary way above my actual salary.

 

[rp0703]

Yes, I just tried to apply through their normal portal. First bank though which has given me option of a secured card even after cibil hit.

They also hit my CIBIL, but showed only WOW card.

 

[Batmanbaba]

What if they asked for Income Proof or Work address verification? Though my salary is not much right now, but I'm always reluctant in putting salary way above my actual salary.

It will be shown in the card recommendation page itself that no income proof required....... Currently they are hardly asking any income proofs... I was also no asked... My 2-3 friends also got idfc cards without any income proof in October

 

[rp0703]

It will be shown in the card recommendation page itself that no income proof required....... Currently they are hardly asking any income proofs... I was also no asked... My 2-3 friends also got idfc cards without any income proof in October

I only got WOW credit card. So, left the application mid-way. Don't want FD card. That's why also closed the OneCard.

They Might call to ask why I didn't complete the application.

 

[Batmanbaba]

I only got WOW credit card. So, left the application mid-way. Don't want FD card. That's why also closed the OneCard.

They Might call to ask why I didn't complete the application.

I think they are now pushing their wow card.. Its a win win for bank.. They even get money. To lend.. And benefits from your card spend with no risk....

 

[gabzvee]

I only got WOW credit card. So, left the application mid-way. Don't want FD card. That's why also closed the OneCard.

They Might call to ask why I didn't complete the application.

Why close your OneCard? Using it would eventually raise your credit score to be able to get an unsecured card, right?

I have a OneCard, and I run an agency (Self Employed) and getting an unsecured card is difficult so I got OneCard hoping I'll get an unsecured card when my Credit Score is higher... Currently at
CIBIL: 731
Experian: 824
And income ranges from 25k to 35k per month

 

[rp0703]

Why close your OneCard? Using it would eventually raise your credit score to be able to get an unsecured card, right?

I have a OneCard, and I run an agency (Self Employed) and getting an unsecured card is difficult so I got OneCard hoping I'll get an unsecured card when my Credit Score is higher... Currently at
CIBIL: 731
Experian: 824
And income ranges from 25k to 35k per month

I already have 15+ unsecured cards.