IDFC zero MAB?

[newIntern]

I received a call from IDFC saying that they are offering me their 10k MAB savings account as a zero MAB, I agreed but when they tried to process it, they keep getting error.

they said maybe its because of my IDFC WOW card & the FD I have with them because of it.

so a few weeks ago I got the card and FD closed & hoped that they would call me with the offer again.

but they didn't call me, so I called their customer care & asked them about it, they said if I don't see the offer in their app, then I don't have the offer.

& their app doesn't show zero MAB their for me.

so I called them again & they said if I still want zero MAB account then I can get a CC from them & turn on autopay for CC bills and it will make my account zero MAB.

but they are not ready to give this in writing in an email, they just want me to trust their word.

what do you guys think? what should I do? wait for the offer to show? or trust them and get the CC?

 

[2025]

This offer is there for me since last 2-3 months. As usual I am not taking it.

But I think u will get offer few months later after having a cc. U can go ahead if u are targeting that zero mab account with auto bill pay.

 

[mobsol2017]

This offer is there for me since last 2-3 months. As usual I am not taking it.

But I think u will get offer few months later after having a cc. U can go ahead if u are targeting that zero mab account with auto bill pay.

what if i opt in for the offer and turn on auto pay but i just prepay before autopay date? The account still remain 0 MAB?

 

[2025]

what if i opt in for the offer and turn on auto pay but i just prepay before autopay date? The account still remain 0 MAB?

No personal experience. Maybe someone using it could answer. Technically yes, it would remain 0 mab.

 

[mobsol2017]

No personal experience. Maybe someone using it could answer. Technically yes, it would remain 0 mab.

If it remains 0 then it will be great. Thanks for reply

 

[Keshavgowda]

what if i opt in for the offer and turn on auto pay but i just prepay before autopay date? The account still remain 0 MAB?

It remains zero balance even if you prepay every month.

 

[mobsol2017]

It remains zero balance even if you prepay every month.

Great, time to opt in

 

[Bart Simpson]

You need make payment before bill generated otherwise auto-pay will repay it happen to me this month

 

[mobsol2017]

You need make payment before bill generated otherwise auto-pay will repay it happen to me this month

i usually pay 3-4 days prior to due date

 

[e-va]

I am looking for zero balance savings account and had good things about IDFC First. And I don't really mind if I need to take a credit card bundled with it at no extra cost with the Auto Bill pay enabled. Where can I read more about this offer? Any public links available?

 

[mobsol2017]

I am looking for zero balance savings account and had good things about IDFC First. And I don't really mind if I need to take a credit card bundled with it at no extra cost with the Auto Bill pay enabled. Where can I read more about this offer? Any public links available?

This offer is user specific.

 

[Bart Simpson]

I am looking for zero balance savings account and had good things about IDFC First. And I don't really mind if I need to take a credit card bundled with it at no extra cost with the Auto Bill pay enabled. Where can I read more about this offer? Any public links available?

Get a idfc credit card classic LTF
If you are lucky you will get saving account offer in 6 months

 

[iSayyed]

The only reason i don't want to take this offer is, I don't simply trust this autopay option. No matter which bank!

 

[Bart Simpson]

The only reason i don't want to take this offer is, I don't simply trust this autopay option. No matter which bank!

But atleast they are auto paying 5 days before due date.

 

[mobsol2017]

The only reason i don't want to take this offer is, I don't simply trust this autopay option. No matter which bank!

it is good if you pay early via other means and avail zero balance account just by keeping autopay on.

 

[thekirang]

I got this 0 MAB offer with autopay, when I tried to open the account then face error in account opening, so I clear cache and update app now that offer not showing in app