I ended up getting manipulated by icici and hdfc bank marketing call. They offered me cc loan saying it doesn't count towards card utilisation. Both cards over 90% utilisation on EMI. I do not have funds to outright foreclosure the loan in cc loan. Because of this, I'm getting rejected from pre-approved loans and cards.
As a freelancer, I need to juggle loans to fill the gaps. Since all apps are auto rejecting me for high utilisation despite 750+ credit score and no defaults, I'm looking into Faircent.
Is Faircent safe for borrowers?
As a freelancer, I need to juggle loans to fill the gaps. Since all apps are auto rejecting me for high utilisation despite 750+ credit score and no defaults, I'm looking into Faircent.
Is Faircent safe for borrowers?