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If my KYC for an approved card is still pending, can I apply for another one?

zomato

TF Premier
Applied for airtel axis card through app and got approved, missed the vkyc deadline and now some branch employee is regularly calling me to visit and complete it, problem is now my priorities have changed and I want to go for atlas cc can I apply for that online without any worries or I will have to coordinate with the customer care?
 
For the same bank... I don't think so...
But for other banks you can ... As many as you wish...
I was on a card collection spree in 2022... Applid for almost 12 cards in a week ...
Daily one or two cards used to be delivered 🤣🤣
 
Applied for airtel axis card through app and got approved, missed the vkyc deadline and now some branch employee is regularly calling me to visit and complete it, problem is now my priorities have changed and I want to go for atlas cc can I apply for that online without any worries or I will have to coordinate with the customer care?
Only for axis

If you are applying as a fresh then you can go further. Your credit report will get a enquiry.

If you are applying as a customer through mobile app or net banking then you will face difficulties or error. No enquiry would there.
 
Applied for airtel axis card through app and got approved, missed the vkyc deadline and now some branch employee is regularly calling me to visit and complete it, problem is now my priorities have changed and I want to go for atlas cc can I apply for that online without any worries or I will have to coordinate with the customer care?

Approved? If you have an existing relationship with axis, @helloworld summed it up pretty nicely here.

 
what do you mean by approved here ??
when I applied last time the software rejected it just after taking my details, this time it got through and I was asked for vkyc and now physical kyc

kyc is just formality right? or axis can reject my application after that too?
 
Only for axis

If you are applying as a fresh then you can go further. Your credit report will get a enquiry.

If you are applying as a customer through mobile app or net banking then you will face difficulties or error. No enquiry would there.
I don't mind additional enquiry, just wanted to make sure that my new application will not be rejected because of a pending application in pipeline.
 
when I applied last time the software rejected it just after taking my details, this time it got through and I was asked for vkyc and now physical kyc

kyc is just formality right? or axis can reject my application after that too?
Approval is no where near for your application yet..
Still in information gathering stage..
 
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when I applied last time the software rejected it just after taking my details, this time it got through and I was asked for vkyc and now physical kyc

kyc is just formality right? or axis can reject my application after that too?
Your application just submitted not approved.

Approval or rejection will done after vkyc.

Wait till final decision from the bank.
 
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