Income tax notice for CC spends above 10L in 2025

[Mynameisjoker99]

Has anyone recived IT NOTICE yet ? As FY had ended.

For Credit card bill payment >10L

Pls share your experience here.

 

[Slayer]

Why will you get notice for CC bill payment, already paid 50L CC bills.

 

[SSV]

Has anyone recived IT NOTICE yet ? As FY had ended.

For Credit card bill payment >10L

Pls share your experience here.

What kind of notice you want to get ??

 

[newmakerhere]

Has anyone recived IT NOTICE yet ? As FY had ended.

For Credit card bill payment >10L

Pls share your experience here.

bro, how can ITD send notice before the filing of ITR?

 

[Pravin1156]

Has anyone recived IT NOTICE yet ? As FY had ended.

For Credit card bill payment >10L

Pls share your experience here.

Did you get any notice? Only for non return for any years they ask for feedback for high value transactions

 

[hender]

Has anyone recived IT NOTICE yet ? As FY had ended.

For Credit card bill payment >10L

Pls share your experience here.

bro, how can ITD send notice before the filing of ITR?

Looking at the title - again 🤔
Income tax notice -25 ✔️😉

 

[hender]

Has anyone recived IT NOTICE yet ? As FY had ended.

For Credit card bill payment >10L

Pls share your experience here.

Hey, @Mynameisjoker99
Just saw your another thread, -
Rotation of card money .
Well, am noob (in some FY, hardly less than 50k spent via CC)in that matter -

Experts are here, they can better guide - pls confirm, it's the same issue

 

[Mynameisjoker99]

I'm not saying notices will come before filing ITR. I’m just asking whether anyone has received a notice now that FY 2024–25 has ended—especially if their credit card bill payments crossed ₹10L during the year.

Since April 2025 has started, the system can start flagging cases for scrutiny or mismatch before or during ITR processing. So I’m curious to know from others’ experiences—has anyone who had high CC spends already received any kind of IT notice or query?

Not trying to panic anyone—just looking for real cases, if any. Thanks!

 

[cardio_guycardio_guy is verified member.]

IT is not so fast. They will send after 3-4 years. Not immediately.

 

[BVCBVC is verified member.]

Hey, @Mynameisjoker99
Just saw your another thread, -
Rotation of card money .
Well, am noob (in some FY, hardly less than 50k spent via CC)in that matter -

Experts are here, they can better guide - pls confirm, it's the same issue

So the user is more interested in getting Notice or situation. 😂

 

[hender]

So the user is more interested in getting Notice or situation. 😂

Don't know about him, but, am bit lazy, can't do so MUCH effort 🫸

 

[Mynameisjoker99]

IT is not so fast. They will send after 3-4 years. Not immediately.

This is the answer of my q.

Atleast someone understood 👍

 

[hender]

This is the answer of my q.

Atleast someone understood 👍

and that's the 🎯 point/problem is, you never know, when they love 💕 to hear you....

 

[sunit123]

1st Indian who is waiting for IT notice

 

[newmakerhere]

The due date for filing SFT by the bank is 31st May of the succeeding financial year. Before that how can ITD know that who was spent more than 10 Lakhs from CC.

 

[hender]

1st Indian who is waiting for IT notice

The due date for filing SFT by the bank is 31st May of the succeeding financial year. Before that how can ITD know that who was spent more than 10 Lakhs from CC.

It seems to me op paid bills of CC through different CC, hence in rotation it crossed 10 Lakh in total, now -
Q is ITD - CAN or WHEN sent notices for this kind of situation !!!

 

[_deb_]

I can spend any amount as I want on CC if the spends are legal, my income is proportional, and I am paying correct tax on the income. Nothing to worry about.

 

[hender]

I can spend any amount as I want on CC if the spends are legal, my income is proportional, and I am paying correct tax on the income. Nothing to worry about.

"Basic of credit card usage"👏

 

[CardTox]

I paid more than 11L bill of my several cc during last FY, I am also thinking whether i am going to get a notice? I have been filing ITR regularly for last 5 years though.